Types of risks covered
The risks we target are wide ranging and include:
- Adult placements / assisted living
- Care and day centres
- Care for the elderly
- Care providers
- Charities, not-for-profit and voluntary organisations
- Children's homes
- Community action groups, programmes, centres and services
- Counselling and Therapy Services
- Domiciliary care
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- Education, literacy and training services (not conventional schools and colleges)
- Foster care
- Group homes
- Hospices
- Nurseries, playgroups and out-of-school clubs
- Rehabilitation and halfway houses
- Respite care providers
- Sheltered workshops and vocational training
- Shelters and refuges
- Youth centres and organisations
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Read our case studies.
Scope of Cover
Our 'menu' offering is very extensive and can accommodate the vast majority of risks presented to us, although we are willing to consider further development to meet particular requirements.
We primarily consider three key areas of risk exposure:
- Your responsibility to third parties
- Your responsibility as an employer
- Protection of Your Assets
Examples of potentially 'grey' areas which we address include:
- Abuse
- Breach of professional duty
-Medical malpractice
- Volunteers
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Documentation
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Policy benefits are available for Social Welfare policyholders.
- Risk management consultancy service
- PR Crisis management service
(only available if you purchase the general liability, professional liability, management liability or entity defence sections of cover)
- Employer helpline and assistance
(only available if you purchase the employment law protection section of cover)