Acoustic, noise, vibration and ergonomic consultant insurance
Our specialist insurance for acoustic, noise, vibration and ergonomic consultants can provide comprehensive cover for your business against a wide range of risks.
Having insured engineers for over twenty years, you can rely on us to understand the risks facing your profession. A mistake in a noise assessment report, an accident during a site visit, or a fire at your office could have a serious financial impact on your business. Our specialist insurance can cover your business against these eventualities and many more.
We can help you tailor your insurance online. Our simple quote system asks about your business activities and offers you covers that may be of interest. You can choose to buy all or just some of the covers quoted, so you will only ever pay for the insurance you need.
Tailor your policy online with these covers
Professional indemnity insurance
covers the cost of defending your business against allegations of professional negligence (such as giving your client incorrect or wrongful advice) and if unsuccessful, the cost of damages awarded against you. This cover is essential for acoustic, noise, vibration and ergonomic consultants, and insurance is available with limits ranging from £50,000 to £5m.
Public and product liability insurance
covers the cost of defending your business (including damages awarded against you if unsuccessful) if someone is injured, or their property damaged, which arises from you going about your business or supplying products. The legal fees alone could cost your business thousands of pounds. If you deal with clients and members of the public, you are likely to need this cover. Limits range from £1m to £5m.
Employer’s liability insurance is a legal requirement if your business has employees. It covers your business against claims for injury or illness suffered by employees arising from their employment. If your business has employees, including other mechanical or refrigeration engineers, you need this cover. Cover for £10m.
Directors and officers insurance covers the costs of defending you as a director or officer of your company against allegations of wrongful acts and any damages subsequently awarded against you. Cover is also provided in respect of the legal costs and expenses of defending actions for disqualification as a director, investigations and extradition proceedings. Limits range from £100,000 to £5m.
Office insurance covers your office buildings, office contents and computer equipment against accidental damage (including theft) whilst on your business premises. You can also choose to cover your business equipment (such as laptops and mobile phones) on a worldwide basis, and insure your business against loss of income and/or additional trading expenses following events such as damage to your property.
We offer a specialist insurance policy designed for home based businesses
As well as our ‘office based’ policy, we offer a separate homeworkers insurance policy specially designed to cover the unique risks facing businesses based at home. Few home insurance policies include cover for business activities, and many other insurers offer the same policy for both office based and home based businesses, so be sure to arrange specialist cover that will give you the peace of mind your business is properly insured.
Our homeworkers insurance can be tailored to the needs of your business, with a range of liability covers available, as well as the option of insuring expensive business equipment, such as laptops and mobile phones, against a whole host of risks.
Cover starts at just £5/month with the option to pay over 10 interest free instalments.