Bookkeeper insurance
Our specialist insurance for bookkeepers has been designed to provide expert cover to bookkeeping professionals, and can be tailored to meet the regulatory requirements of the Institute of Certified Bookkeepers (ICB).
Recording the financial transactions of your clients is a significant responsibility, and an unexpected event could have a knock on effect that costs your business thousands of pounds. An allegation of poor or incorrect accounting, a visitor tripping and injuring themselves at your offices or a the theft of a laptop containing confidential client accounts could be devastating for your business. Our bookkeepers insurance can provide cover against these risks and more.
Unlike many bookkeepers insurance schemes that offer a ‘one size fits all’ policy, our cover can be tailored online and to your individual requirements within minutes. Our simple quote system asks about your business activities and offers you covers that may be of interest. You can choose to buy all or just some of the covers quoted, so you will only ever pay for the insurance you need.
Tailor your bookkeeping insurance online with these covers
Professional indemnity insurance covers the cost of defending your business against allegations of professional negligence (such as giving your client incorrect or wrongful advice) and if unsuccessful, the cost of damages awarded against you. This cover is essential protection for bookkeepers, and insurance is available with limits ranging from £100,000 to £5m.
Public and product liability insurance covers the cost of defending your business (including damages awarded against you if unsuccessful) if someone is injured, or their property damaged, which arises from you going about your business or supplying products. The legal fees alone could cost your business thousands of pounds. Limits range from £1m to £5m.
Employer’s liability insurance is a legal requirement if your business has employees. It covers your business against claims for injury or illness suffered by employees arising from their employment. Cover for £10m.
Directors and officers insurance covers the costs of defending you as a director or officer of your company against allegations of wrongful acts and any damages subsequently awarded against you. Cover is also provided in respect of the legal costs and expenses of defending actions for disqualification as a director, investigations and extradition proceedings. Limits range from £100,000 to £5m.
Office insurance covers your office buildings, office contents and computer equipment against accidental damage (including theft) whilst on your business premises. You can also choose to cover your business equipment (such as laptops and mobile phones) on a worldwide basis, and insure your business against loss of income and/or additional trading expenses following events such as damage to your property.
We also offer a specialist policy for bookkeepers working from home
Regardless of the size of your bookkeeping business, if you work from home, it is vital you are properly insured. Our homeworkers insurance policy is specially designed to cover home based businesses, including home based bookkeepers, against a variety of risks. Most home insurance policies do not include cover for business activities, so without specialist insurance, you could face costly payouts in the event of a claim.
You can tailor your homeworkers policy to include essential liability insurance, such as professional indemnity and public liability, as well as insure expensive business equipment you own. You are sure to find the right cover for your bookkeeping business.
Our specialist bookkeepers insurance is available from as little as £5/month.