Clerical and secretarial services insurance
Our clerical and secretarial insurance offers specialist cover for businesses providing secretarial, administrative and other clerical services.
Few businesses realise how badly an unexpected event could affect their operations. A mistake by a member of your team, an injury suffered by a client visiting your office, or a fire at your premises could be disastrous for your business. Our specialist insurance for clerical and secretarial services could cover you against such risks.
We can help you build a comprehensive insurance policy for your business. Our simple quote system asks about your business activities and offers you covers that may be of interest. You can choose to buy all or just some of the covers quoted, so you will only ever pay for the cover you need.
Tailored clerical and secretarial services insurance for your business
Professional indemnity insurance
covers the cost of defending your business against allegations of professional negligence (such as giving your client incorrect or wrongful advice) and if unsuccessful, the cost of damages awarded against you. This insurance is essential for clerical and secretarial businesses, and cover is available with limits ranging from £50,000 to £5m.
Public and product liability insurance
covers the cost of defending your business (including damages awarded against you if unsuccessful) if someone is injured, or their property damaged, which arises from you going about your business or supplying products. The legal fees alone could cost your business thousands of pounds. Limits range from £1m to £5m.
Employer’s liability insurance is a legal requirement if your business has employees. It covers your business against claims for injury or illness suffered by employees arising from their employment. If you employ staff in your business, you need this cover. Cover for £10m.
Directors and officers insurance covers the costs of defending you as a director or officer of your company against allegations of wrongful acts and any damages subsequently awarded against you. Cover is also provided in respect of the legal costs and expenses of defending actions for disqualification as a director, investigations and extradition proceedings. Limits range from £100,000 to £5m.
Office insurance covers your office buildings, office contents and computer equipment against accidental damage (including theft) whilst on your business premises. You can also choose to cover your business equipment (such as laptops and mobile phones) on a worldwide basis, and insure your business against loss of income and/or additional trading expenses following events such as damage to your property.
We offer specialist cover for homeworkers and home businesses
If your clerical and secretarial services business is run from your home, we offer a specialist homeworkers policy designed to cover the unique risks facing your business. Home businesses are not risk free, and home insurance policies rarely include cover for business operations. Our clerical and secretarial insurance for homeworkers offers expert cover for your business tailored to your individual needs.
A range of liability covers can be added to your homeworkers policy, as well as the option to insure your home office contents. With varying limits on each cover, you are sure to find the right cover for your business, whether it is newly started up or well established.
Cover starts from as little as £5/month with the option to spread the cost over 10 interest free payments.