Component inspection and non destructive testing insurance
Our specialist insurance for component inspectors and non destructive testers offers expert cover against a variety of risks facing inspection and testing professions.
An unexpected event could have serious financial consequences for your business. An incorrectly approved product, damage caused to a client’s property during a visit or a fire at your office could cost your business thousands of pounds. Our component inspection and non destructive testing insurance can be tailored to provide comprehensive cover against these risks and more.
Tailoring your insurance online is quick and easy, and you can be covered in minutes. Our simple quote system asks about your business activities and offers you covers that may be of interest. You can choose to buy all or just some of the covers quoted, so you will only ever pay for the insurance you need.
Comprehensively cover your liabilities with these specialist covers
Professional indemnity insurance
covers the cost of defending your business against allegations of professional negligence (such as giving your client incorrect or wrongful advice) and if unsuccessful, the cost of damages awarded against you. This cover is vital for component inspectors and non destructive testers of all types, and insurance is available with limits ranging from £50,000 to £5m.
Public and product liability insurance
covers the cost of defending your business (including damages awarded against you if unsuccessful) if someone is injured, or their property damaged, which arises from you going about your business or supplying products. The legal fees alone could cost your business thousands of pounds. If you deal with clients at their premises, you are likely to need this cover. Limits range from £1m to £5m.
Employer’s liability insurance is a legal requirement if your business has employees. It covers your business against claims for injury or illness suffered by employees arising from their employment. If your business has employees, including other mechanical or refrigeration engineers, you need this cover. Cover for £10m.
Directors and officers insurance covers the costs of defending you as a director or officer of your company against allegations of wrongful acts and any damages subsequently awarded against you. Cover is also provided in respect of the legal costs and expenses of defending actions for disqualification as a director, investigations and extradition proceedings. Limits range from £100,000 to £5m.
Office insurance covers your office buildings, office contents and computer equipment against accidental damage (including theft) whilst on your business premises. You can also choose to cover your business equipment (such as laptops and mobile phones) on a worldwide basis, and insure your business against loss of income and/or additional trading expenses following events such as damage to your property.
We offer a specialist policy for home based inspectors and testers
Unlike many other insurers who offer the exact same policy for office based businesses as they do for home based ones, we offer a specialist policy for homeworkers that has been designed to cover a whole host of risks facing home based businesses. Home insurance policies tend not to cover business activities, so without specialist homeworkers insurance, your business could be left exposed if you make a mistake in your work.
Our homeworkers insurance can be tailored to the needs of your business. We offer a choice of limits on a range of liability covers, so regardless of the type and size of your business, you are sure to find the right insurance. You also have the option of insuring valuable business equipment.
Cover starts at just £5/month with the option to spread the cost of your policy over 10 interest free instalments.