Consultants and advisors insurance

With over twenty years experience of insuring professions, our specialist insurance for consultants and advisors has been designed to cover the risks facing your industry.

Advising clients doesn’t always go smoothly - an error in your work, an accident at the office, or the theft of a computer could have a serious financial impact on your business. Our consultants and advisors insurance can cover you against such unforeseen events.

Our simple quote system will ask about your business operations and build a policy around them, offering you covers that may be of interest. You can choose to buy all or just some of the covers quoted, so you will only ever pay for the cover you want.

Tailor your consultants insurance with these specialist insurance covers

Professional indemnity insurance covers the cost of defending your business against allegations of professional negligence (such as giving your client incorrect or wrongful advice) and any compensation or damages subsequently awarded against you. This is vital protection for all home consultants and advisors and insurance cover is available with limits ranging from £50,000 to £5m.

 

Public and product liability insurance covers the cost of defending your business (including damages awarded against you if unsuccessful) if someone is injured, or their property damaged, which arises from you going about your business or supplying products. The legal fees alone could cost your business thousands of pounds. This is an important cover for consultants that regularly deal with clients or members of the public. Limits range from £1m to £5m.

 

Employer’s liability insurance is a legal requirement if your business has employees. It covers your business against claims for injury or illness suffered by employees arising from their employment. This is essential consultancy insurance cover. Cover for £10m.

 

Directors and officers insurance covers the costs of defending you as a director or officer of your company against allegations of wrongful acts and any damages subsequently awarded against you. Cover is also provided in respect of the legal costs and expenses of defending actions for disqualification as a director, investigations and extradition proceedings. Limits range from £100,000 to £5m.

 

Office insurance covers your office buildings, office contents and computer equipment against accidental damage (including theft) whilst on your business premises. You can also choose to cover your business equipment (such as laptops and mobile phones) on a worldwide basis, and insure your business against loss of income and/or additional trading expenses following events such as damage to your property.

 

We also offer specialist consultants insurance for homeworkers