Consulting engineers insurance
Our consulting engineers insurance offers engineering professionals truly expert cover from a specialist with over twenty years experience in the sector.
We understand the complex risks facing consulting engineers. A mistake in a structural design, an accident at your offices, or a fire causing serious damage to your workplace could cost your business thousands of pounds and destroy a hard earned reputation. Our insurance for engineers and consulting engineers could cover your business against these risks and more.
Tailoring your consulting engineers insurance online is quick and easy. Our simple quote system asks about your business activities and offers you covers that may be of interest. You can choose to buy all or just some of the covers quoted, so you will only ever pay for the insurance you need.
Tailor your consulting engineers insurance online with these covers
Professional indemnity insurance
covers the cost of defending your business against allegations of professional negligence (such as giving your client incorrect or wrongful advice) and if unsuccessful, the cost of damages awarded against you. This cover is mandatory for most engineering professions, and insurance is available with limits ranging from £100,000 to £5m.
Public and product liability insurance
covers the cost of defending your business (including damages awarded against you if unsuccessful) if someone is injured, or their property damaged, which arises from you going about your business or supplying products. The legal fees alone could cost your business thousands of pounds. If you visit client premises or sites, you may need this insurance to cover your liabilities. Limits range from £1m to £5m.
Employer’s liability insurance is a legal requirement if your business has employees. It covers your business against claims for injury or illness suffered by employees arising from their employment. If you have employees, regardless of whether they are full time or part time, you need this cover. Cover for £10m.
Directors and officers insurance covers the costs of defending you as a director or officer of your company against allegations of wrongful acts and any damages subsequently awarded against you. Cover is also provided in respect of the legal costs and expenses of defending actions for disqualification as a director, investigations and extradition proceedings. Limits range from £100,000 to £5m.
Office insurance covers your office buildings, office contents and computer equipment against accidental damage (including theft) whilst on your business premises. You can also choose to cover your business equipment (such as laptops and mobile phones) on a worldwide basis, and insure your business against loss of income and/or additional trading expenses following events such as damage to your property.
We offer specialist cover for home based consulting engineers
In addition to our standard 'office based' insurance policy, we also offer a specialist policy designed to cover the risks facing consulting engineers working from home. Few home insurance policies include cover for business activities, so to avoid any gaps in cover, it is vital you arrange specialist insurance that will comprehensively cover your business.
Our homeworkers insurance can be tailored to your individual needs. You can choose from a range of liability covers, with a choice of limits suitable for all types and sizes of business, and have the option of insuring valuable business equipment you own.
With cover available from just £5/month, you are sure to find tailored cover for your business at an unbeatable price.