Fire and security consultant insurance
Our fire and security consultant insurance can offer truly specialist cover for fire, alarm and security consultancy businesses. With over twenty years experience insuring professionals, we have an unrivalled knowledge of the risks facing your industry.
Assessing your clients’ fire and/or security risks can carry risks of their own. Poor advice given to your client, an accident during a visit or a break-in at your offices could have serious repercussions for your business. Our fire and security consultant insurance can give you the peace of mind your business is covered against such risks.
Our simple quote system will ask about your business operations and build a policy around them, offering you covers that may be of interest. You can choose to buy all or just some of the covers quoted, so you will only ever pay for the cover you want.
Tailor your fire and security consultant insurance online with these covers
Professional indemnity insurance
covers the cost of defending your business against allegations of professional negligence (such as giving your client incorrect or wrongful advice) and any compensation or damages subsequently awarded against you. This is vital protection for fire, security and alarm consultants, and insurance cover is available with limits ranging from £50,000 to £5m.
Public and product liability insurance
covers the cost of defending your business (including damages awarded against you if unsuccessful) if someone is injured, or their property damaged, which arises from you going about your business or supplying products. The legal fees alone could cost your business thousands of pounds. If you visit client premises, you may need this cover. Limits range from £1m to £5m.
Employer’s liability insurance is a legal requirement if your business has employees. It covers your business against claims for injury or illness suffered by employees arising from their employment. If you have any employees, even part time, you need this cover. Cover for £10m.
Directors and officers insurance covers the costs of defending you as a director or officer of your company against allegations of wrongful acts and any damages subsequently awarded against you. Cover is also provided in respect of the legal costs and expenses of defending actions for disqualification as a director, investigations and extradition proceedings. Limits range from £100,000 to £5m.
Office insurance covers your office buildings, office contents and computer equipment against accidental damage (including theft) whilst on your business premises. You can also choose to cover your business equipment (such as laptops and mobile phones) on a worldwide basis, and insure your business against loss of income and/or additional trading expenses following events such as damage to your property.
We insure homeworkers and work-at-home professionals
We offer a specialist policy for homeworkers, designed to cover the unique risks facing fire and security consultancies run from home. Your home insurance policy is unlikely to extend to cover any consultancy work you do, so ensure you choose specialist insurance that will not leave your business exposed in the event of a claim.
You can choose from a range of specialist liability insurance covers and the option of insuring your business equipment. Regardless of the size of your fire and security business, we can offer tailored, expert cover at an affordable price.
Cover starts at just £5/month with the option to pay over 10 interest free instalments.