Fundraising and 'friends of' club insurance
Our specialist insurance offers comprehensive cover against a whole host of risks facing ‘friends of’ clubs and fundraising groups.
With over 20 years experience insuring not for profit organisations, we have an unrivalled reputation for expertise in the third sector, including winning the Voluntary, Care, Heritage and Education Underwriting Team of the Year award at the Underwriting Service Awards 2011.
An accident during a fundraising event, an allegation of wrongdoing against a trustee or a volunteer injuring themselves while working at a fundraiser could have serious consequences for your organisation. Our specialist fundraising and ‘friends of’ club insurance can provide cover against these scenarios and more, giving you the peace of mind that if something does go wrong, your club will be covered.
Finding the right cover for your fundraising club can be complicated. Call us today and we’ll talk you through your cover options, including what each cover provides protection against. We can quote you over the phone in a matter of minutes and you can buy your policy today.
Our insurance for fundraising and 'friends of' clubs starts at just £6 a month. Get a quote now or call us for help from our insurance experts.
| or call 0845 373 0405 |
We have a long history of working in the third sector
In addition to insuring thousands of charitable organisations over the last 20 years, we have raised over £130,000 for our supported charity, Carers Trust, and we are headline sponsors of the Third Sector Excellence Awards.
Comprehensively insure your fundraising group with these covers
Trustee indemnity insurance and professional indemnity insurance
Trustee indemnity insurance covers the legal costs and expenses of defending against disqualification as a trustee, investigations or extradition proceedings, protecting the trustee’s personal wealth. If your club or group has trustees, you should give serious consideration to trustee indemnity insurance. Cover from £250k to £1m.
Professional indemnity insurance covers the cost of defending your group against allegations of professional negligence, such as giving poor or incorrect advice to a user of your services.
Entity Defence covers your charity against identity fraud, investigations (other than by HM Revenue & Customs), corporate manslaughter and breach of contract. Entity defence is included in your policy at no additional cost when trustee liability insurance is part of your policy. Cover for £25,000.
Public and product liability insurance and employer's liability insurance
Public and product liability insurance covers the cost of defending your club or group if someone is injured, or their property damaged, due to your negligence. Without cover in place, the legal fees alone could cost your group thousands of pounds. Cover for £5m.
Employer’s liability insurance is a legal requirement if you employ staff or volunteers. It covers against allegations of injury or illness suffered by staff during their employment. If your club or group has employees on a full time, part time or volunteer basis, this cover is essential. Cover for £10m.
Property damage insurance covers your buildings, general contents (including stock), computer equipment, tenant improvements and glass (for which you are responsible) against accidental damage (including theft) whilst on your charity's premises. You can also choose to insure your club or group's equipment (such as laptops and mobile phones) on a worldwide basis, and insure against additional trading expenses following an interruption (for example, a flood that means your club or group has to operate from another premises).
Money and personal assault covers loss of money for fixed limits up to a maximum of £250,000 for non-negotiable money (e.g. crossed cheques) and £2,500 for negotiable money depending on the nature of the loss. In addition to this if you, or members of your family, or employees, or members of their family, are injured during a robbery or attempted robbery, we will pay you either £5,000 or £50 per week for 104 weeks (depending on the nature of the injury).
What limit of fundraising insurance I choose?
The limit you choose depends on many factors – consider the size of your fundraising group/’friends of’ club, and the potential impact a claim could have upon your operations. You may find that certain service providers, such as village and community halls, require you to have a minimum level of insurance in order to use their facilities; be sure to arrange sufficient cover.
Our fundraising insurance can be tailored to cover as much or as little of your group as you need – meaning you will only ever pay for the cover you want.
With premiums available from just £6 a month, you're guaranteed to find affordable cover for your club or group. Get a quote now or call us now on 0845 373 0405 and we’ll be happy to help you find the right cover for your fundraising club.
| or call 0845 373 0405 |