Health and safety consultant insurance
With over twenty years experience as a specialist professions insurer, our health and safety consultant insurance has been designed to cover your business against a whole host of risks.
Assessing health and safety hazards doesn’t always go to plan. A poorly conducted risk assessment, damage caused to client property during a site visit or a break-in at your premises could cost your business thousands of pounds. Our insurance for health and safety consultants could cover you for such instances.
Our simple quote system will ask about your business operations and build a policy around them, offering you covers that may be of interest. You can choose to buy all or just some of the covers quoted, so you will only ever pay for the cover you want.
Tailor your health and safety consultants insurance online
Professional indemnity insurance
covers the cost of defending your business against allegations of professional negligence (such as giving your client incorrect or wrongful advice) and any compensation or damages subsequently awarded against you. This is important protection for health and safety advisors and insurance cover is available with limits ranging from £50,000 to £5m.
Public and product liability insurance
covers the cost of defending your business (including damages awarded against you if unsuccessful) if someone is injured, or their property damaged, which arises from you going about your business or supplying products. The legal fees alone could cost your business thousands of pounds. If you regularly visit client premises, you might need this cover. Limits range from £1m to £5m.
Employer’s liability insurance is a legal requirement if your business has employees. It covers your business against claims for injury or illness suffered by employees arising from their employment. If you employ other health and safety consultants, you are likely to need this cover. Cover for £10m.
Directors and officers insurance covers the costs of defending you as a director or officer of your company against allegations of wrongful acts and any damages subsequently awarded against you. Cover is also provided in respect of the legal costs and expenses of defending actions for disqualification as a director, investigations and extradition proceedings. Limits range from £100,000 to £5m.
Office insurance covers your office buildings, office contents and computer equipment against accidental damage (including theft) whilst on your business premises. You can also choose to cover your business equipment (such as laptops and mobile phones) on a worldwide basis, and insure your business against loss of income and/or additional trading expenses following events such as damage to your property.
We offer specialist insurance for home-based health and safety advisors
We understand the risks facing health and safety businesses based at home and offer a specialist policy for homeworkers. It is unlikely your home insurance will extend to cover your business activities, so it is vital you choose insurance that will seal any gaps in cover.
You can choose from a range of liability insurance covers and, if you wish, insure your business equipment. We offer cover for everything from start ups to well established businesses and you can tailor your cover to the specific needs of your business online.
Our health and safety consultant insurance starts at just £5/month, with the option of spreading the cost over 10 interest free monthly payments.