Health and social care consultant insurance
Our health and social care consultant insurance offers specialist cover for professionals consulting on the running of care homes, day centres and other care organisations in the public or private sector.
Risk assessments, care plan reviews, care quality audits and the like could cost your business dearly, if not undertaken properly. Incorrect advice, an accident during a visit to their premises, or the theft of a laptop with confidential client information could see legal action taken against your business. Our specialist insurance for health and social care consultants could cover your business in these situations, giving you the peace of mind that if you do make a mistake, you are covered.
Tailoring your health and social care consultants insurance is fast and easy – our simple form can provide you with online quotes in just 90 seconds, and cover your business in minutes. You can choose to buy all or just some of the covers quoted, so you will only ever pay for the cover you want.
Tailored cover for your health and social care consultancy
Professional indemnity insurance
covers the cost of defending your business against allegations of professional negligence (such as giving your client incorrect or wrongful advice) and any compensation or damages subsequently awarded against you. If your health and social care consultancy provides any form of advice, this is an important cover, with limits ranging from £50,000 to £5m.
Public and product liability insurance
covers the cost of defending your business (including damages awarded against you if unsuccessful) if someone is injured, or their property damaged, which arises from you going about your business or supplying products. The legal fees alone could cost your business thousands of pounds. If you regularly meet your clients in their premises, you might need this cover. Limits range from £1m to £5m.
Employer’s liability insurance is a legal requirement if your business has employees. It covers your business against claims for injury or illness suffered by employees arising from their employment. If you employ other consultants in your business, you are likely to need this cover. Cover for £10m.
Directors and officers insurance covers the costs of defending you as a director or officer of your company against allegations of wrongful acts and any damages subsequently awarded against you. Cover is also provided in respect of the legal costs and expenses of defending actions for disqualification as a director, investigations and extradition proceedings. Limits range from £100,000 to £5m.
Office insurance covers your office buildings, office contents and computer equipment against accidental damage (including theft) whilst on your business premises. You can also choose to cover your business equipment (such as laptops and mobile phones) on a worldwide basis, and insure your business against loss of income and/or additional trading expenses following events such as damage to your property.
We offer specialist cover designed for home-based consultants
In addition to our standard policy for office based businesses, we also offer a specialist homeworkers policy designed to cover home based professionals. Home insurance policies rarely include adequate cover for health and care consulting, so without specialist insurance, you could be putting your personal wealth at risk should an expensive claim be brought against you.
Our homeworkers insurance can be tailored online to your preference, with a choice of liability covers and the option to cover your business equipment against loss, damage and other unforeseen events.
Our health and care consultants insurance starts at just £5/month over 10 interest free instalments.