Interior designer insurance
Specialist interior designer insurance is not easy to find. With over twenty years experience, we have unrivalled knowledge of the risks facing professionals, and our interior designer insurance policy can be tailored to provide comprehensive cover against the risks facing your business.
A mistake in specifying suitable materials, a visitor injuring themselves at your offices or the theft of a computer with expensive interior design software could cost your business thousands of pounds. Our interior design insurance can give you the peace of mind you are covered against these risks and more.
Building your interior designer insurance policy is quick and easy. Our simple quote system will ask you about your business activities and offer you covers that may be of interest. You can choose to buy as many or as few covers as you like, so you will only ever pay for the cover you want.
Tailor your interior designers insurance online with these specialist covers
Professional indemnity insurance
covers the cost of defending your business against allegations of professional negligence (such as giving your client incorrect or wrongful advice) and if unsuccessful, the cost of damages awarded against you. This is important insurance for interior designers and cover is available with limits ranging from £100,000 to £5m.
Public and product liability insurance
covers the cost of defending your business (including damages awarded against you if unsuccessful) if someone is injured, or their property damaged, which arises from you going about your business or supplying products. For example, if you were to accidentally damage a client's furnishings during a visit, you could be held liable. The legal fees alone could cost your business thousands of pounds. Limits range from £1m to £5m.
Employer’s liability insurance is a legal requirement if your business has employees. It covers your business against claims for injury or illness suffered by employees arising from their employment. Cover for £10m.
Directors and officers insurance covers the costs of defending you as a director or officer of your company against allegations of wrongful acts and any damages subsequently awarded against you. Cover is also provided in respect of the legal costs and expenses of defending actions for disqualification as a director, investigations and extradition proceedings. Limits range from £100,000 to £5m.
Office insurance covers your office buildings, office contents and computer equipment against accidental damage (including theft) whilst on your business premises. You can also choose to cover your business equipment (such as laptops and mobile phones) on a worldwide basis, and insure your business against loss of income and/or additional trading expenses following events such as damage to your property.
We offer a specialist policy for home based interior designers
As well as our 'office based' insurance policy, we offer a homeworkers policy that is specially designed to cover the risks facing home businesses and professionals working from home. Home insurance policies rarely include cover for mistakes you make in your work (such as design errors), so ensure you arrange specialist homeworker insurance that will properly cover your business.
You can tailor your policy to the individual needs of your interior design business. We offer a range of limits on each cover, so regardless of the size of your business, you are sure to find insurance that is right for you.
You can choose from a range of easy payment methods too, including the option to spread the cost of your policy over 10 interest free instalments. With cover starting at just £5/month, you will struggle to find better value interior designers insurance elsewhere.