IT consultants and contractors insurance
Having insured IT professionals for over twenty years, we have an unrivalled knowledge of the risks facing the industry. Our IT contractor and consultant insurance offers truly specialist cover tailored to your business’ needs.
IT projects do not always go to plan. Writing an unsuitable program, damaging a client-owned laptop or a burglary at your offices could have a severe financial impact on your business. Our IT contractor and consultant insurance can provide comprehensive cover for your business in these scenarios and more.
Tailoring your IT contractor insurance online is fast and easy. Our simple quote system asks about your business activities and offers covers that may be of interest. You can choose to buy all or just some of the covers quoted, so you will only ever pay for the cover you want.
Tailor your IT consultant insurance policy with these specialist covers
Professional indemnity insurance
covers the cost of defending your business against allegations of professional negligence (such as giving your client incorrect or wrongful advice) and if unsuccessful, the cost of damages awarded against you. This is essential insurance for IT consultants and contractors, and cover is available with limits ranging from £50,000 to £5m.
Public and product liability insurance
covers the cost of defending your business (including damages awarded against you if unsuccessful) if someone is injured, or their property damaged, which arises from you going about your business or supplying products. The legal fees alone could cost your business thousands of pounds. Limits range from £1m to £5m.
Employer’s liability insurance is a legal requirement if your business has employees. It covers your business against claims for injury or illness suffered by employees arising from their employment. If your business employs other IT consultants, you need this cover. Cover for £10m.
Directors and officers insurance covers the costs of defending you as a director or officer of your company against allegations of wrongful acts and any damages subsequently awarded against you. Cover is also provided in respect of the legal costs and expenses of defending actions for disqualification as a director, investigations and extradition proceedings. Limits range from £100,000 to £5m.
Office insurance covers your office buildings, office contents and computer equipment against accidental damage (including theft) whilst on your business premises. You can also choose to cover your business equipment (such as laptops and mobile phones) on a worldwide basis, and insure your business against loss of income and/or additional trading expenses following events such as damage to your property.
We offer specialist insurance for IT contractors working from home
Home based businesses face a multitude of risks. We offer specialist insurance for IT consultants working from home, specifically designed to address the unique risks facing your business. Few home business owners realise their home insurance policy does not include cover for mistakes made in their work, so it is vital you arrange specialist cover that will properly insure your business.
You can choose from a range of liability covers, as well as the option of insuring home office contents, such as computers and business equipment. We also offer a choice of limits for each cover suitable for all sizes of business.
Cover starts at just £5/month, and with the option of spreading the cost of your premium over 10 interest free payments, you are sure to find truly specialist cover at an unbeatable price.