Private investigator, bailiff and debt collector insurance
Our specialist insurance policy offers expert cover for a wide range of risks facing private investigators, bailiffs and debt collectors.
When regularly dealing with members of the public, it is vital you are properly insured. A breach of confidentiality, a case of mistaken identity or the theft of a laptop containing vital client information could cost your business thousands of pounds. Our private investigator, bailiff and debt collector insurance could cover your business against these risks and more.
Building a tailored policy online for your business is quick and easy. Our simple quote system asks about your business activities and offers you covers that may be of interest. You can choose to buy all or just some of the covers quoted, so you will only ever pay for the cover you need.
Comprehensively insure your business with these covers
Professional indemnity insurance
covers the cost of defending your business against allegations of professional negligence (such as giving your client incorrect or wrongful advice) and if unsuccessful, the cost of damages awarded against you. This cover is essential for all types of private investigator, bailiff and debt collector, and insurance is available with limits ranging from £50,000 to £5m.
Public and product liability insurance
covers the cost of defending your business (including damages awarded against you if unsuccessful) if someone is injured, or their property damaged, which arises from you going about your business or supplying products. The legal fees alone could cost your business thousands of pounds. If you are regularly involved with members of the public, this cover is essential. Limits range from £1m to £5m.
Employer’s liability insurance is a legal requirement if your business has employees. It covers your business against claims for injury or illness suffered by employees arising from their employment. If your business has employees, including part time staff, you need this cover. Cover for £10m.
Directors and officers insurance covers the costs of defending you as a director or officer of your company against allegations of wrongful acts and any damages subsequently awarded against you. Cover is also provided in respect of the legal costs and expenses of defending actions for disqualification as a director, investigations and extradition proceedings. Limits range from £100,000 to £5m.
Office insurance covers your office buildings, office contents and computer equipment against accidental damage (including theft) whilst on your business premises. You can also choose to cover your business equipment (such as laptops and mobile phones) on a worldwide basis, and insure your business against loss of income and/or additional trading expenses following events such as damage to your property.
We offer specialist cover for translators and interpreters working from home
Home businesses face a wide range of risks that are not normally covered by home insurance policies. In addition to our standard office based insurance policy, we offer a homeworkers policy that has been specially designed to cover the risks facing home based businesses. Many insurers offer the same policy for office based and home based businesses, and without specialist cover, your business could be left exposed following an unforeseen event.
We offer a range of liability insurance covers for homeworkers, as well as the option of insuring any expensive business equipment kept in your home office. With a choice of limits on each cover, you are sure to find the right insurance for your business.
Cover starts from just £5/month over 10 instalments.