Professional indemnity/liability insurance


Professional indemnity insurance

If you provide advice, design or a professional service to your customers, professional indemnity insurance (also known as professional liability insurance) is typically regarded as essential cover.

Everyone strives to provide their clients with the best service possible, but if things go wrong, it pays to be properly insured. As a specialist professional indemnity insurer with over twenty years experience, insuring your business with us gives you the peace of mind that your business is covered by an industry expert.

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Professional indemnity insurance – what does it cover?

Professional indemnity covers your legal costs and expenses in defending a claim, and any compensation or costs that may subsequently be awarded, following:

Professional negligence, such as making a mistake in a piece of work for a client, or giving them poor advice
Unintentional breach of confidentiality and/or copyright
Defamation and libel
Loss of documents or data
Loss of money or goods (for which you are responsible)

What professional indemnity insurance limit should I choose?

Many clients and industry bodies with regulatory requirements will need you to have a minimum amount of cover, so be sure to choose a suitable limit. We offer professional indemnity insurance for over 200 professions, and with limits ranging from £50,000 to £5m, you are guaranteed to find the right cover for your business.

We offer professional indemnity insurance for homeworkers

Home insurance policies rarely, if ever, extend to include cover for your business. It is vital you cover your liabilities by arranging specialist professional indemnity insurance for homeworkers, otherwise you could be exposed to claims that cost your business thousands of pounds.
Our specialist homeworker policies can be tailored to include a range of other liability and home-office contents insurance covers. With cover starting at just £6/month over 10 interest free instalments, you are sure to find expert cover at an affordable price.

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Use an insurance broker?

Find out more about our professional indemnity products available through insurance brokers.