Property and facilities management insurance
Our property and facilities management insurance provides tailored cover against a multitude of risks facing your industry.
Regardless of whether you manage residential or commercial properties, arranging the right insurance for your business is vital to avoid costly payouts. An allegation of poor maintenance standards where you are responsible for the appointment of sub-contractors, an accident at your office that injures a member of the public, or the theft of a computer containing confidential client information could have a serious financial impact on your business. Our specialist insurance for property and facilities managers can cover you against such risks, giving you the peace of mind that if you do make a mistake, you are covered.
Tailoring your property and facilities management insurance is quick and easy, and we can cover you online in a matter of minutes. Our simple quote system asks about your business activities and offers you covers that may be of interest. You can choose to buy all or just some of the covers quoted, so you will only ever pay for the insurance you need.
Tailor your insurance policy online with these specialist covers
Professional indemnity insurance
covers the cost of defending your business against allegations of professional negligence (such as giving your client incorrect or wrongful advice) and if unsuccessful, the cost of damages awarded against you. This cover is vital protection for all property and facility managers, and insurance is available with limits ranging from £100,000 to £5m.
Public and product liability insurance
covers the cost of defending your business (including damages awarded against you if unsuccessful) if someone is injured, or their property damaged, which arises from you going about your business or supplying products. The legal fees alone could cost your business thousands of pounds. If you come into contact with members of the public, you may want to consider this cover. Limits range from £1m to £5m.
Employer’s liability insurance is a legal requirement if your business has employees. It covers your business against claims for injury or illness suffered by employees arising from their employment. Cover for £10m.
Directors and officers insurance covers the costs of defending you as a director or officer of your company against allegations of wrongful acts and any damages subsequently awarded against you. Cover is also provided in respect of the legal costs and expenses of defending actions for disqualification as a director, investigations and extradition proceedings. Limits range from £100,000 to £5m.
Office insurance covers your office buildings, office contents and computer equipment against accidental damage (including theft) whilst on your business premises. You can also choose to cover your business equipment (such as laptops and mobile phones) on a worldwide basis, and insure your business against loss of income and/or additional trading expenses following events such as damage to your property.
We offer a specialist policy for home based property and facility managers
Few home businesses could survive a claim brought against them. Our homeworkers insurance has been specifically designed to provide expert cover against a variety of risks facing home based businesses. Unlike many other insurers that offer the exact same policy for office based businesses as they do for home based ones, our homeworkers insurance is entirely separate, giving you the peace of mind your business will be covered by truly specialist policy.
You can tailor our homeworkers insurance to your own preference, with a range of liability covers available and a choice of limits suitable for different sizes of businesses. If you own important business equipment, you also have the option of covering it against theft, loss, damage and other risks.
Cover starts at just £5/month over 10 instalments.