Public and product liability insurance
Public and product liability insurance is essential cover for businesses that regularly deal with clients and members of the public. In an increasingly litigious society, having the right insurance is key if you want to protect your business from expensive legal fees and costly payouts.
As a specialist insurer, we understand the risks facing your industry. We have over twenty years experience insuring a wide range of professionals, including business and management consultants, designers, IT consultants and recruitment professionals. Our public and product liability insurance can offer your business tailored, expert cover from just £5/month.
Public and product liability insurance - what does it cover?
Public and product liability insurance covers your legal costs in defending a claim, and any compensation or costs that may subsequently be awarded, following:
Injury you cause to a third party during your business activities
Damage you cause to third party property
Personal injury or damage to property arising from any product you have supplied
What limit of public and product liability insurance should I choose?
Some customers will require you to have a certain amount of public and product liability insurance cover before entering into a contract with you. You may want to check if this is the case when choosing your limit. We offer limits ranging from £1m to £5m, so you are sure to find the right cover for your business' needs.
We insure homeworkers and home-businesses
We offer specialist homeworker policies that are designed to cover the unique risks facing home businesses. Home insurance policies rarely extend to include public and product liability insurance cover for business activities, so it is vital you choose the right insurance for your business to prevent it being left exposed to expensive claims.
You can tailor your homeworker policy to the individual needs of your business, selecting from a range of liability covers and the option of insuring your business equipment. You are sure to find truly specialist insurance for your business at an affordable price.