Town planners insurance
Our specialist insurance for town planners and urban designers offers expert cover against the risks facing town planning and urban design professionals, and can be tailored to meet the insurance requirements of the Royal Town Planning Institute (RTPI).
No town planner can afford to be without the right insurance. A mistake in a land use plan, causing an accident whilst undertaking a site visit or the theft of a laptop containing expensive CAD software could have serious consequences for your business operations. Our town planners insurance can be tailored to cover you in these scenarios.
We can insure your town planning business online in a matter of minutes. Our simple quote system asks about your business activities and offers you covers that may be of interest. You can choose to buy all or just some of the covers quoted, so you will only ever pay for the insurance you need.
Tailor a comprehensive town planner insurance policy with these covers
Professional indemnity insurance
covers the cost of defending your business against allegations of professional negligence (such as giving your client incorrect or wrongful advice) and if unsuccessful, the cost of damages awarded against you. This cover is essential for town planners, and insurance is available with limits ranging from £100,000 to £5m.
Public and product liability insurance
covers the cost of defending your business (including damages awarded against you if unsuccessful) if someone is injured, or their property damaged, which arises from you going about your business or supplying products. The legal fees alone could cost your business thousands of pounds. If you regularly visit building sites or you come into contact with members of the public, you are likely to need this cover. Limits range from £1m to £5m.
Employer’s liability insurance is a legal requirement if your business has employees. It covers your business against claims for injury or illness suffered by employees arising from their employment. If your town planning or urban design practice has employees, you need this cover. Cover for £10m.
Directors and officers insurance covers the costs of defending you as a director or officer of your company against allegations of wrongful acts and any damages subsequently awarded against you. Cover is also provided in respect of the legal costs and expenses of defending actions for disqualification as a director, investigations and extradition proceedings. Limits range from £100,000 to £5m.
Office insurance covers your office buildings, office contents and computer equipment against accidental damage (including theft) whilst on your business premises. You can also choose to cover your business equipment (such as laptops and mobile phones) on a worldwide basis, and insure your business against loss of income and/or additional trading expenses following events such as damage to your property.
We offer a specialist policy for home based town planners
Unlike many town planner insurance schemes that offer a ‘one size fits all’ policy for their customers, we offer a specialist homeworkers policy that is separate from our office based policy, and provides cover against the unique risks facing home based businesses. Few home businesses could survive a claim brought against them, so ensure you arrange specialist cover that will not leave your business vulnerable to expensive payouts.
You can tailor your homeworkers insurance to provide liability cover not normally included in home insurance policies (such as professional indemnity insurance) and you also have the option to insure expensive business equipment you own. With a range of limits available suitable for all types and sizes of town planning business, you are guaranteed to find comprehensive cover at an unbeatable price.
Our specialist insurance for town planners starts at just £5/month.