Virtual assistants insurance
Our specialist insurance for virtual assistants covers a whole host of risks facing virtual assistance agencies, freelance virtual assistants and virtual secretarial professions.
An error in a piece of work for a client, an injury suffered by a client visiting your office, or the theft of a computer containing confidential information could have a serious effect on your business. Our insurance for virtual assistants and virtual secretaries could cover your business against such events.
We can help you tailor your virtual assistants insurance. Our simple quote system asks about your business activities and offers you covers that may be of interest. You can choose to buy all or just some of the covers quoted, so you will only ever pay for the cover you need.
Build a tailored virtual assistants insurance policy with these covers
Professional indemnity insurance
covers the cost of defending your business against allegations of professional negligence (such as giving your client incorrect or wrongful advice) and if unsuccessful, the cost of damages awarded against you. This insurance is a necessity for virtual assistance businesses, and cover is available with limits ranging from £50,000 to £5m.
Public and product liability insurance
covers the cost of defending your business (including damages awarded against you if unsuccessful) if someone is injured, or their property damaged, which arises from you going about your business or supplying products. The legal fees alone could cost your business thousands of pounds. Limits range from £1m to £5m.
Employer’s liability insurance is a legal requirement if your business has employees. It covers your business against claims for injury or illness suffered by employees arising from their employment. If you employ other virtual assistants, you need this cover. Cover for £10m.
Directors and officers insurance covers the costs of defending you as a director or officer of your company against allegations of wrongful acts and any damages subsequently awarded against you. Cover is also provided in respect of the legal costs and expenses of defending actions for disqualification as a director, investigations and extradition proceedings. Limits range from £100,000 to £5m.
Office insurance covers your office buildings, office contents and computer equipment against accidental damage (including theft) whilst on your business premises. You can also choose to cover your business equipment (such as laptops and mobile phones) on a worldwide basis, and insure your business against loss of income and/or additional trading expenses following events such as damage to your property.
We insure home based virtual assistants and virtual secretaries
In addition to our standard office based insurance policy, we offer a specialist homeworkers policy that has been specifically designed to cover the many risks facing home based businesses. Regardless of the size of your operation, home businesses face a multitude of risks, many of which are not covered under standard home insurance. Our virtual assistants insurance for homeworkers can be tailored to provide specialist cover against the risks facing your business.
You can tailor your homeworkers policy to include a range of liability covers, including professional indemnity insurance and public liability insurance, and you have the option of insuring expensive business equipment as well.
We offer easy payment methods, so you can pay for your policy in one lump sum, or alternatively spread the cost over 10 interest free instalments.