Web designer insurance
As a specialist insurer for over twenty years, we have unrivalled knowledge of the risks facing professionals. Our web designer insurance can give you the peace of mind your business is covered against a wide range of risks facing your industry.
An error in a website design, a visitor injuring themselves at your office, or the theft of a computer with expensive design software could cost your business thousands of pounds. Our web designers insurance could cover your business against these risks and more.
Building your web designer insurance policy is quick and easy. Our simple quote system will ask about your business activities and offer you covers that may be of interest. You can choose to buy all or just some of the covers offered, so you will only ever pay for the cover you want.
Tailor your web designers insurance online with these specialist covers
Professional indemnity insurance
covers the cost of defending your business against allegations of professional negligence (such as giving your client incorrect or wrongful advice) and if unsuccessful, the cost of damages awarded against you. This is vital protection for web designers and insurance cover is available with limits ranging from £50,000 to £5m.
Public and product liability insurance
covers the cost of defending your business (including damages awarded against you if unsuccessful) if someone is injured, or their property damaged, which arises from you going about your business or supplying products. The legal fees alone could cost your business thousands of pounds. If you visit clients, or they visit you, you may want to consider this cover. Limits range from £1m to £5m.
Employer’s liability insurance is a legal requirement if your business has employees. It covers your business against claims for injury or illness suffered by employees arising from their employment. If you employ other web designers, this cover is essential. Cover for £10m.
Directors and officers insurance covers the costs of defending you as a director or officer of your company against allegations of wrongful acts and any damages subsequently awarded against you. Cover is also provided in respect of the legal costs and expenses of defending actions for disqualification as a director, investigations and extradition proceedings. Limits range from £100,000 to £5m.
Office insurance covers your office buildings, office contents and computer equipment against accidental damage (including theft) whilst on your business premises. You can also choose to cover your business equipment (such as laptops and mobile phones) on a worldwide basis, and insure your business against loss of income and/or additional trading expenses following events such as damage to your property.
We insure home based web designers
If you are a web designer working from home, we offer a specially designed policy to cover the risks facing your business. Many insurers offer the same policy for both office based and home based businesses, however we have tailored our homeworkers policy to cover the unique risks facing small businesses run from home.
You can choose from a range of liability insurance covers, and have the option of insuring important business equipment from your home office, such as laptops and mobile phones. We insure web design businesses of all types and sizes, so you are sure to find cover that is right for you.
We offer easy payment methods, including the option to spread the cost of your policy over 10 interest free instalments. With cover starting at just £5/month, you will struggle to find better value web designers insurance.