Yoga teacher and pilates instructor insurance
Our specialist insurance for yoga teachers and pilates instructors has been designed to cover a whole host of risks facing fitness and well-being professionals.
Without the right insurance, your business could face disaster after an unforeseen event. An allegation of improper or unprofessional teaching, a student injuring themselves during a class following negligent advice, or the theft of a work laptop could cost your business thousands. Our specialist yoga and pilates teacher insurance could cover you against these events, giving you the peace of mind that if something unexpected happens, you are covered.
Unlike many 'one size fits all' yoga and pilates insurance schemes, our cover can be tailored to the individual needs of your business. Our simple quote system asks about your business activities and offers you covers that may be of interest. You can choose to buy all or just some of the covers quoted, so you will only ever pay for the cover you need.
Tailor your yoga and pilates instructor insurance with these covers
Professional indemnity insurance
covers the cost of defending your business against allegations of professional negligence (such as giving your client incorrect or wrongful advice) and if unsuccessful, the cost of damages awarded against you. This insurance is vital for most yoga and pilates teachers, and cover is available with limits ranging from £50,000 to £5m.
Public and product liability insurance
covers the cost of defending your business (including damages awarded against you if unsuccessful) if someone is injured, or their property damaged, which arises from you going about your business or supplying products. The legal fees alone could cost your business thousands of pounds. Limits range from £1m to £5m.
Employer’s liability insurance is a legal requirement if your business has employees. It covers your business against claims for injury or illness suffered by employees arising from their employment. If you employ other teachers or instructors, even on a part time basis, you need this cover. Cover for £10m.
Directors and officers insurance covers the costs of defending you as a director or officer of your company against allegations of wrongful acts and any damages subsequently awarded against you. Cover is also provided in respect of the legal costs and expenses of defending actions for disqualification as a director, investigations and extradition proceedings. Limits range from £100,000 to £5m.
Office insurance covers your office buildings, office contents and computer equipment against accidental damage (including theft) whilst on your business premises. You can also choose to cover your business equipment (such as laptops and mobile phones) on a worldwide basis, and insure your business against loss of income and/or additional trading expenses following events such as damage to your property.
We offer a specialist policy for yoga and pilates teachers working from home
Working from home does not come without risks, and we offer a homeworker policy that offers specialist cover for home based businesses. Few home insurance policies include cover for businesses run from home, so to prevent your business being left exposed in the event of a claim, be sure to arrange specialist homeworker insurance.
Our homeworker insurance can be tailored to the individual needs of your business, with a range of liability insurance covers available and a choice of limits suitable for all types and sizes of business. You can also insure your business equipment, such as laptops and mobile phones.
Cover is available from just £5/month over ten instalments.