Legal representation and employment disputes insurance

Specialist cover against employment disputes, official investigations and other matters from £5 a month

  • Fast, easy online quote in just 90 seconds

  • Interest free direct debit

  • No hidden fees or cancellation charges

If you employ staff, or your business is a member of an industry body, our legal representation and employment disputes can help your business in the event of a dispute or official investigation.

Employment disputes and official investigations are not only difficult to handle, but expensive too. Even if you have done nothing wrong, the cost of instructing a solicitor to assist you can reach thousands of pounds very quickly.

Our specialist legal representation and employment disputes insurance has been designed to cover your business against a wide range of scenarios, as well as giving you access to a helpline manned by employment law experts at LHS solicitors who will assist you with a range of employment law disputes, including disciplinaries, dismissals and redundancy.

Cover is provided for:

  • Legal and representation costs, together with any award you are required to pay, following an employment dispute

  • Crisis management

  • Identity fraud

  • Official investigations (excluding HM Revenue and Customs)

  • Corporate manslaughter

  • Pollution

  • Data protection issues

Customer reviews

4.7/5

Rated 4.7 stars from 396 customer reviews at Google

Policy Documents

Cover starting at just £5 a month

Frequently asked questions

  • What kind of claims does legal representation and employment disputes insurance cover against?

    Legal representation and employment disputes insurance covers against a wide range of scenarios, such as:

    • Following an accident at your business, the health and safety executive informs you that it is carrying out an investigation. You are covered for the costs and expenses of the investigation.
    • Following an allegation of fraud, you are asked to attend a police interview. You are covered for the costs and expenses of attending the interview.
    • A former employee alleges that they were discriminated against while working for your company. You are covered for the costs and expenses of defending the claim.

    It's important to note that legal representation and employment disputes insurance does not cover mistakes made in the services you provide to your clients - for example, an error in a piece of work. If you need this type of cover, you should consider professional indemnity insurance.

  • What's the difference between legal representation and employment disputes insurance, and professional indemnity insurance?

    Legal representation and employment disputes insurance covers you in the event you experience an official investigation (excluding HM Revenue and Customs) or an employment dispute with one of your employees.

    Professional indemnity insurance is different - it covers against allegations of professional negligence - which means it would cover you if you were to make an error or mistake in a piece of work (such as a project or report) for a client.

    As they insure against different scenarios, it's important you consider arranging both types of cover to ensure you are properly protected.

  • What limit of cover should I choose?

    Many clients and industry bodies with regulatory requirements will require you to have a minimum level of cover in order for you to undertake a contract, so it's worth checking this before you arrange cover. If you're unsure, or it's the first time you have arranged cover, give some thought to a worst-case scenario and the likely costs involved in putting your mistake right. We offer a range of limits, so you're sure to find the right cover for your business.

  • Why should I insure with Markel?

    Established over 25 years ago, we've gained an unrivalled understanding of the risks facing contractors, consultants, freelancers and self-employed professionals, and our policies are specially designed to protect you.

    We're regulated by the Financial Conduct Authority and Prudential Regulation Authority, and you can view our details on the Financial Services Register. We're a division of Markel International, a Lloyd's and London market insurer that wrote gross premiums of £850m ($1.05 billion) in 2016.

    We're proud to have been named Claims Team of the Year at the Commercial Insurance Awards 2016. We know how much disruption a claim can bring to your life, which is why we aim to deal with all claims fairly and swiftly.

    Still not sure? Call us on 0800 640 6600 - one of our insurance experts will be more than happy to answer any questions you have and talk you through the insurance we offer so you can choose the right cover for your business. Alternatively, get an online quote in 90 seconds now and call us later if anything needs clarifying.

Cover starting at just £5 a month

Cover starting at just £5 a month

More specialist cover

  • Professional indemnity insurance

    Professional indemnity insurance covers the cost of defending your business against allegations of professional negligence (such as giving your client incorrect or wrongful advice) and any compensation or damages subsequently awarded against you. This is essential insurance if you provide advice, designs or services to your client. Cover is available with limits ranging from £50,000 to £5m.

  • Public liability insurance

    Public and product liability insurance covers the cost of defending your business (including damages awarded against you if unsuccessful) if someone is injured, or their property damaged, which arises from you going about your business or supplying products. The legal fees alone could cost your business thousands of pounds. If you regularly visit client premises as part of your consulting activities, you may need this cover. Limits range from £1m to £5m.

  • Employer's liability insurance

    Employer’s liability insurance is a legal requirement if your business has employees. It covers your business against claims for injury or illness suffered by employees arising from their employment. If you employ staff, even on a part time basis, you almost certainly need this cover. Cover for £10m.

  • Directors and officers insurance

    Directors and officers insurance covers the costs of defending you as a director or officer of your company against allegations of wrongful acts and any damages subsequently awarded against you. Cover is also provided in respect of the legal costs and expenses of defending actions for disqualification as a director, investigations and extradition proceedings. Limits range from £25,000 to £5m.

  • Office insurance

    Office insurance covers your office buildings, office contents and computer equipment against accidental damage (including theft) whilst on your business premises. You can also choose to cover your business equipment (such as laptops and mobile phones) on a worldwide basis, and insure your business against loss of income and/or additional trading expenses following events such as damage to your property

  • Occupational personal accident

    Occupational personal accident insurance can help you maintain an income if you're accidentally injured at work.

  • Cyber and data risks insurance

    Cyber and data risks insurance helps you when you're the victim of a targeted cyber attack, paying the costs of restoring data and equipment, informing clients, meeting ransom demands and loss of your net profit. It also pays your legal defence costs and damages you are legally liable to pay to other parties.

Need some help?

0800 640 6600

Free from mobile & landline

Support