Legal representation and employment disputes insurance
Specialist cover against employment disputes, official investigations and other matters from £5 a month
Fast, easy online quote in just 90 seconds
Interest free direct debit
No hidden fees or cancellation charges
Cover starting at just £5 a month
Frequently asked questions
What kind of claims does legal representation and employment disputes insurance cover against?
Legal representation and employment disputes insurance covers against a wide range of scenarios, such as:
- Following an accident at your business, the health and safety executive informs you that it is carrying out an investigation. You are covered for the costs and expenses of the investigation.
- Following an allegation of fraud, you are asked to attend a police interview. You are covered for the costs and expenses of attending the interview.
- A former employee alleges that they were discriminated against while working for your company. You are covered for the costs and expenses of defending the claim.
It's important to note that legal representation and employment disputes insurance does not cover mistakes made in the services you provide to your clients - for example, an error in a piece of work. If you need this type of cover, you should consider professional indemnity insurance.
What's the difference between legal representation and employment disputes insurance, and professional indemnity insurance?
Legal representation and employment disputes insurance covers you in the event you experience an official investigation (excluding HM Revenue and Customs) or an employment dispute with one of your employees.
Professional indemnity insurance is different - it covers against allegations of professional negligence - which means it would cover you if you were to make an error or mistake in a piece of work (such as a project or report) for a client.
As they insure against different scenarios, it's important you consider arranging both types of cover to ensure you are properly protected.
What limit of cover should I choose?
Many clients and industry bodies with regulatory requirements will require you to have a minimum level of cover in order for you to undertake a contract, so it's worth checking this before you arrange cover. If you're unsure, or it's the first time you have arranged cover, give some thought to a worst-case scenario and the likely costs involved in putting your mistake right. We offer a range of limits, so you're sure to find the right cover for your business.
Why should I insure with Markel?
Established over 25 years ago, we've gained an unrivalled understanding of the risks facing contractors, consultants, freelancers and self-employed professionals, and our policies are specially designed to protect you.
We're regulated by the Financial Conduct Authority and Prudential Regulation Authority, and you can view our details on the Financial Services Register. We're a division of Markel International, a Lloyd's and London market insurer that wrote gross premiums of £850m ($1.05 billion) in 2016.
We're proud to have been named Claims Team of the Year at the Commercial Insurance Awards 2016. We know how much disruption a claim can bring to your life, which is why we aim to deal with all claims fairly and swiftly.
Still not sure? Call us on 0800 640 6600 - one of our insurance experts will be more than happy to answer any questions you have and talk you through the insurance we offer so you can choose the right cover for your business. Alternatively, get an online quote in 90 seconds now and call us later if anything needs clarifying.