With over 25 years experience insuring charities, we have an unrivalled reputation for expertise in the charitable and voluntary sector.
Why do charities and nonprofit groups need insurance?
As a charity or nonprofit group, you're open to a number of risks - whether that's an attendee injuring themselves at a fundraising event, a child in your care being injured while attending a group session or an accusation that charity funds are being wrongfully spent.
Few charities have the financial strength to pay the costs, damages and any awards made against them in the event of a claim. Our specialist charity insurance provides cover against these scenarios, giving you the peace of mind that if something unexpected happens, your organisation is covered by an expert.
What does charity insurance cover?
Our charity insurance can provide cover against a whole range of risks facing your organisation, including:
- An accident involving a visitor at a fundraising event that results in a personal injury claim being made against your charity (charity public liability insurance)
- An allegation of wrongdoing against a charity trustee and a subsequent investigation by a regulatory body (trustee indemnity insurance)
- A volunteer injuring themselves while working for the charity and being unable to work (employers' liability insurance)
- A service user alleging the charity provided sub-standard services and seeking compensation (professional indemnity insurance)
Any one of these situations could have disastrous consequences for your charity.
Understanding the different types of insurance for charities can be confusing, which is why we’ll take the time to understand exactly what it is your charity does and explain (in plain English) the covers that are available to you.
You can also read our expert guide on what insurance your charity should consider.
Get a quote now
How much does charity and not-for-profit groups insurance cost?
The cost of charity and not-for-profit group insurance varies depending on the type of charity or group you run, as well as:
- the income of your charity or group (don't worry if you don't have an exact figure)
- the level of cover you take out
- the activities your charity undertakes
With our insurance, you'll receive instant proof of cover, meaning your charity or group is immediately protected and you can commence with activities.
If your charity’s circumstances change and you wish to cancel your policy with us, there are no hidden fees or cancellations fees.
Premiums start at just £6 a month - get a quick quote now or call us on 0800 640 6600.
How to buy charity insurance
With our online quote system, buying charity insurance is simple. All you need to do is answer a few questions about your charity and we’ll offer you a range of charity insurance cover. You can choose to buy some or all the cover quoted, and you’ll have the option to spread the cost of your insurance over 10 interest free monthly payments, or pay it in one sum.
If you need to consult your charity's board or committee before arranging cover, we can help with that too. We'll email you a copy of your quote instantly and give you up to 30 days to choose whether to go ahead.
Get an online quote now in just 90 seconds to find out how little it costs to cover your charity.
Our support for the charity and voluntary sector
We’ve raised over £150,000 for our supported charity, as well as being involved in other projects supporting the voluntary sector, and we understand the value small charities and community groups have in society.
You can read more about our support of the community and charity sector here.