Insurance FAQs for charities
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What is a DBS check
DBS checks aren’t always just a ‘nice-to-have’ when it comes to hiring new employees - in some jobs, this type of check is a legal requirement, particularly when the role involves working with children or vulnerable adults.
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What is defamation?
Defamation is the umbrella term for libel and slander and is based around reputation – and specifically relates to statements that damage the reputation of others.
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What is a breach of confidentiality?
A breach of confidentiality occurs when information given in confidence is disclosed to a third party without consent. Most confidentiality breaches happen accidentally.
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What is professional indemnity insurance?
Professional indemnity insurance is a form of cover that protects you should a client or customer claim that your service, advice, or design is inadequate, is not as expected or has resulted in financial loss for them. It covers legal costs and other expenses incurred in your defence, as well as damages or costs that may be awarded to your client.
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What is entity defence cover
While most charities and community groups recognise the importance of having professional indemnity and public liability cover, few are aware of the importance of having entity defence.
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What is trustee indemnity insurance?
Reputable and committed trustees are vitally important to charities and community groups. However, it is important to recognise that trustees of even small charities bear considerable responsibility.
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What is business equipment insurance?
Business equipment insurance provides cover for damage or loss to property or equipment that you use in the course of your business.
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What is employer's liability insurance
In the course of operating your business, your employees can be injured or suffer from illness as a result of working for you, regardless of how safe your premises appear to be or how benign your business activities may seem.
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What is public liability insurance?
Public liability insurance is invaluable if you are alleged to have injured a person not employed by you or damaged their property whilst going about your business. Often referred to as PL insurance, it covers the legal costs and expenses incurred in your defence, as well as any damages and costs that may be awarded.
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What is public liability insurance?
Public liability insurance is invaluable if you are alleged to have injured a person not employed by you or damaged their property whilst going about your business. Often referred to as PL insurance, it covers the legal costs and expenses incurred in your defence, as well as any damages and costs that may be awarded.