Insurance guides

  • Graphic showing freelancer working on his laptop and the National Freelancers Day logo

    What insurance do tradespeople need?

    Whether you're a carpenter, plumber, electrician or different kind of tradesperson, understanding which types of insurance are needed to protect your business can be difficult.

  • Tradesman Insurance top tips for keeping your tools safe

    Trades: Top tips for keeping your tools safe and your business running

    For many tradespeople, their tools are essential for their job. Without their toolkit they can’t work and make a living.

  • The Palace of Westminster in London plus other London building and the thames.

    2022 Spring Statement Summary

    Starting at 12:45pm, 23 March 2022, the Chancellor of the Exchequer, Mr. Rishi Sunak, delivered his Spring Statement to the House of Commons.

  • Company directors discussing strategy in meeting room.

    D&O Insurance: What are your responsibilities as a company director?

    Your responsibilities as a company director include you having the opportunity to shape the strategy and success of a business. This level of responsibility brings a high level of risk with it, and as such you must adhere to the rules to mitigate any potential risks and liabilities and ensure the success of the business.

  • A photographer sat at his desk holding his camera going through pictures.

    Examples of potential insurance claims against Photographers

    No matter how photographic professionals make their living, they all need to be fully aware of the potential consequences that a claim against them could have and protect their businesses accordingly with Photographers Insurance.

  • A cup of coffee spilled on a client’s keyboard.

    How much public liability insurance do I need?

    Public liability insurance is designed to cover the legal expenses, as well as any financial damages, you may be liable to pay in the event that your business is accused of injuring a member of the public or damaging their property while carrying out your services.

  • What insurance do recruitment agencies and consultants need?

    What insurance do recruitment agencies and consultants need?

    When placing permanent and temporary staff into new roles, recruitment agencies and recruitment consultants are exposed to many risks.

  • Why every company needs business insurance - Agency team meeting

    Why every company needs business insurance

    Every business, large and small, needs to carry business insurance. If you employ staff, even if you only employ one person, then it is the law that you carry Employers Liability insurance with the minimum level of £5 million of cover at the very least.

  • A guide to small business insurance - Understanding the essentials

    A guide to small business insurance - Understanding the essentials

    Comprehensive business insurance should be as much a part of your business as your accountant and your business banking. Without the right insurance in place, you risk losing your business or facing financial difficulty if something goes wrong and you end-up on the wrong end of a claim.

  • A wet floor sign in a public place

    Do I need public liability insurance?

    Public liability insurance is designed to cover the legal costs and compensation payments your business could be liable to pay if a member of the public - be that a customer, supplier or general passerby - sues your company following an injury or damage to third party property sustained during your business activities.