Refer a trades friend promotion - terms and conditions

£40 Screwfix gift card for tradespeople

1. These terms apply to individuals or businesses who are accessing or using this promotion as a referrer ("you" or "referrer") to refer to Markel Direct ("we" or “promoter”). By accessing or using this promotion, you agree to use the promotion in the manner specified in, and are bound by, these terms and conditions.

2. The Markel Direct refer a friend promotion is open to customers of Markel Direct with a live policy at the time of the referee purchasing cover.

3. The referrer will receive a £40 Screwfix gift card reward for each successful referral. A successful referral consists of the referee’s policy still being live 30 days after the inception date with at least one payment made.

4. The referrer acknowledges that we will share limited personal data, including their name and email address with for the purposes of sending the gift card only. Please read our privacy policy for details of how we handle your personal data.

5. The refer a friend promotion is available through Markel Direct only. Purchases of Markel products made through insurance brokers and other intermediaries are not eligible for the reward.

6. Referrers can refer as many individuals or businesses as they like, however that person or business can only be referred once. Referrers cannot refer existing policyholders or clients who have previously held a policy with Markel Direct.

7. In the event of the referee’s policy being cancelled within 30 days from the inception date, no reward shall be paid.

8. Referees must purchase a policy with an annual premium of more than £40 in order for the referrer to be eligible for the reward.

9. This promotion cannot be used in conjunction with any other offer or promotion.

10. The Screwfix gift card will be dispatched to the referrer at least 60 days after the successful referral.

11. No cash alternative is available.

12. Referrers can find their unique Markel Direct refer a friend link on the ‘Refer a Friend’ page of or by logging into My Policy.

13. The referee must use the unique Markel Direct referral link provided to them by the referrer in order to purchase their policy, or quote the referee’s policy number (in the format ‘CD’ followed by five numbers) if purchasing over the telephone. Referrals that do not use this mechanism will not qualify for the reward.

14. The refer a friend promotion applies to the Business Insurance and Community Insurance products available from Markel Direct only.

15. The referrer and the referee cannot be the same person.

16. We reserve the right to cancel the referee’s policy at any time in accordance with the terms and conditions of that policy.

17. We reserve the right to withdraw this promotion if, in our opinion, the promotion is being abused.

18. We reserve the right to refuse the issue of any reward or promotion to any referrer (or referee in the event of a seasonal campaign).

19. We reserve the right to change or amend the reward or structure of this promotion at any time without notice.

20. We reserve the right to provide substitute rewards of a similar value should the specified reward be unavailable.

21. We make no representation or warranty in relation to the reward provided and to the fullest extent permitted by the law shall have no liability to the referrer or referee in relation to any reward, its fitness for purpose, merchantability or otherwise.

22. Bulk email distribution, distribution to strangers, or any other promotion of Markel Direct in a manner that would constitute or appear to constitute unsolicited commercial email or "spam" is expressly prohibited.

23. Markel Direct is under no obligation to monitor each referrer's participation in the promotion.

24. You may not participate in the promotion where doing so would be prohibited by any applicable law or regulations.

25. This promotion and these terms will be governed by and construed in accordance with the laws of England, and each party irrevocably agrees to submit to the exclusive jurisdiction of the English courts in relation to all claims arising out of or in connection with this promotion and these terms.

26. This promotion is run entirely by the Promoter. Screwfix has no vested interest in this promotion. For Screwfix’ terms and conditions, please visit The Promoter cannot accept responsibility for failure to adhere to the terms and conditions.