From slips, trips and falls, to injuries from chemicals, to damage caused to personal property, a lot can go wrong. Having the right carpet cleaning liability insurance in place will help to safeguard your finances in scenarios like these. At Markel Direct, we offer carpet cleaner insurance tailored to meet your needs. We’re here for you when things don’t go to plan.
What is carpet cleaners’ insurance?
Carpet cleaners’ insurance is a policy created specifically to suit the needs of people working in your profession. It can include various types of financial cover. These policies typically start with public liability insurance for carpet cleaners. Other popular cover options include tools insurance, employers’ liability cover and occupational personal accident protection.
We offer a full range of cover options to suit professional carpet cleaners, ensuring you get the financial protection you need.
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Public liability insurance for carpet cleaners
Carpet cleaning inevitably brings you into contact with members of the public and their possessions. This means you should strongly consider taking out public liability insurance to protect yourself against claims made by third parties for injury or property damage suffered due to your business.
When you’re dealing with electrical equipment, water and cleaning chemicals, there is always a chance that something will go wrong - no matter how careful you are. If it does, the consequences for your finances could be serious. For example, you might accidentally damage a wall or spill cleaning fluid on other items of furniture, leaving them stained.
Or a customer might trip over an electrical cable leading to your extraction cleaner, suffering injuries as a result. In cases like these, you could find yourself subject to costly compensation claims. Public liability insurance for carpet cleaners covers compensation payments in instances like these, as well as the legal costs of defending the claim.
Do I need carpet cleaners’ insurance?
As a carpet cleaner, you might need certain types of financial protection. This is because if a problem arises and you lack appropriate insurance, you could be left facing significant costs. This may even jeopardise the future of your business.
For example, a worker in a busy office might trip over a rug you have moved while you are cleaning the carpet underneath, suffering injuries as a result. Could you deal with the possible legal expenses and compensation costs if something like this were to happen? Or what if you spill cleaning fluid on a laptop or other electronic device in a customer’s workplace or home? Would you be able to pay to repair the damage? If your finances would come under strain in situations like these, you should consider getting appropriate insurance.
There are your workers to think about too. If you employ people, you’re legally required to have at least £5 million of employers’ liability cover in place. Also, consider any tools you rely on to do your job. This equipment may be costly, and if it’s damaged, lost or stolen, you’ll need to replace or repair it. The right tools insurance will mean you’re not left out of pocket in a scenario like this.
Why choose Markel Direct for carpet cleaners’ insurance?
Here are just some of the reasons to choose Markel for your carpet cleaners’ insurance:
✔ A quote in as little as 90 seconds
You don’t have to hang around to get a quote from us. Simply complete our online form and we’ll provide you with a quote in under two minutes.
✔ Cover designed to suit you
A one-size-fits all approach to carpet cleaners’ insurance just won’t cut it. That’s why we offer tailored cover designed to match your precise requirements.
✔ Legal advice around the clock
When you need legal advice in a hurry, you can call our 24/7 legal helpline run by experienced solicitors.
✔ No hidden fees
Our pricing system is fully transparent, so you won’t have to worry about unexpected costs when you purchase insurance for carpet cleaning businesses from us.
✔ Customer ratings that do the talking
You don’t just have to rely on our word for how good our insurance is. Take a look at the impressive ratings our customers give us on Feefo.com.
How to buy carpet cleaners’ insurance
Buying carpet cleaner insurance from us is quick and easy. All you have to do is complete our online quote form and we’ll provide you with a personalised quote in as little as 90 seconds.
You can decide whether to start your cover straight away or arrange a policy up to 30 days in advance.
How much does carpet cleaners’ insurance cost?
Carpet cleaning business insurance costs vary depending on factors including the size of the business, the level of protection you choose and the types of cover you go for.
For a clear idea of how much your cover will cost, simply get a quote on our website today.