Management and business consultant insurance
Specialist cover for business consultants and services from as little as £5 a month
Fast, easy online quote in 90 seconds
24hr legal advice helpline included
No hidden fees or cancellation charges
More consulting professions we cover
Environmental and ecology consultants insurance
Fire and security consultants insurance
Health and safety consultants insurance
Health and social care consultants insurance
Recruitment consultants insurance
School inspectors, OFSTED and educational consultants insurance
Training consultants insurance
Transportation, distribution and logistics consultants insurance
Virtual assistants insurance
Cover starting at just £5 a month
Cover starting at just £5 a month
Frequently asked questions
I need professional indemnity insurance to secure a contract - do you provide proof of cover?
Yes. If you purchase your policy with us, your documents are emailed to you instantly and include a dedicated 'Confirmation of Liability Insurance' document (detailing the cover you have with us) which you can present to agencies and clients as proof of cover.
Is my past work covered?
We cover past work if you have held professional indemnity insurance uninterrupted prior to arranging your policy with us.
If there was a period of time where you did not have professional indemnity insurance in force (for example, you have never arranged professional indemnity insurance before, you chose not to renew a previous policy or you cancelled a previous policy at the end of a contract) we are unable to cover past work.
If you require further clarification, don't hesitate to call us on 0800 640 6600.
What limit of cover should I choose?
Many clients and industry bodies with regulatory requirements will require you to have a minimum level of cover in order for you to undertake a contract, so it's worth checking this before you arrange cover. If you're unsure, or it's the first time you have arranged cover, give some thought to a worst-case scenario and the likely costs involved in putting your mistake right. We offer a range of limits, so you're sure to find the right cover for your business.
What's the difference between professional indemnity and public liability?
Professional indemnity insurance covers against allegations of professional negligence - which means it would cover you if you were to make an error or mistake in a piece of work (such as a project or report) for a client.
Public liability insurance covers against allegations of injury or illness caused to third parties by your negligence. This includes many of the slips, trips and falls that are associated with personal injury claims. In addition, public liability insurance covers against damage to third party property - for example, if you were to damage a client-owned laptop or smartphone.
As they insure against different scenarios, it's important you consider arranging both types of cover to ensure you are properly protected.
Why should I insure with Markel?
Gathering over 25 years of expert knowledge of engineering insurance, Markel understands the liabilities and risks engineering businesses and professionals face every day. By developing this expertise, Markel have created policies to cover all bases.
Markel is regulated by the Financial Conduct Authority and Prudential Regulation Authority - view details on the Financial Services Register.
The company is a division of Markel International, a Lloyd's and London market insurer that wrote gross premiums of £750m ($1.0 billion) in 2017.
Still not sure? Talk it through with us by calling 0800 640 6600 or get an online quote in 90 seconds now, and call later if anything needs clarifying.
Insure with Markel and access these specialist services for your business
As a specialist insurer of management and business consultants, we've developed a range of unique services (included as standard with certain covers) that are designed to keep your business running smoothly at challenging times and to make your life easier.
24 hour legal advice helpline
When you insure with Markel, you'll benefit from 24/7 telephone access to a qualified solicitor at no additional cost. Expert legal advice can be costly when you're working for yourself and it's difficult to know who to turn to for a trustworthy answer. Whether it's a question on health and safety, legal structures for your business or how to handle a difficult client, an experienced team of solicitors are on hand day and night to help you with any business-related legal queries. Included as standard with all policies.
Markel Law Hub access
In addition to our 24 hour legal helpline, you'll have access to the Markel Law Hub - an award winning online resource of legal and business guides, templates and content written and created by our team of expert solicitors. Instantly download ready-made contracts, policies, procedures and guidance you can use for your business - without paying any expensive legal fees. Included as standard with all policies.
Discounted IR35 contract reviews
Falling within IR35 legislation - which determines that an individual is avoiding tax by using a limited company to disguise employment - is a huge concern for contractors and consultants, with the fees and penalties due to HMRC eye-wateringly high. Our policyholders receive an exclusive discount on IR35 contract reviews from Abbey Tax (a Markel company), who have over 20 years experience advising individuals and businesses on their tax status. As part of the service, Abbey Tax will review your contract, along with your working practices, to determine whether or not you are operating outside of IR35, and you'll receive a written report with suggested contract amendments where appropriate. Policyholders can access this service by calling 0345 223 2727 or emailing email@example.com, quoting 'MKLD' and your policy number.
Public relations crisis management service
In today's 24 hour news culture, public relations disasters can occur at any time. Having to deal with the press whilst managing a difficult situation can be hugely stressful as well as being a potential minefield. When there is a risk to your business as a result of negative press attention, our specialist public relations crisis management firm, The Counsel House, will work with you to help manage allegations of fraud, injury caused to employees or the public, and official investigations into your company's affairs. Included as standard with professional indemnity insurance, directors and officers insurance, cyber and data risks insurance and legal representation and employment disputes insurance.
Cyber response helpline
If you're the victim of a targeted cyber attack, our cyber response helpline provides access to specialist solicitors and information security experts who will give expert legal and technical IT security guidance on the issues arising from cyber and data protection risks. Included as standard with cyber and data risks insurance.