IT Contractor Insurance
Expect more from your insurer. Specialist IT contractor insurance from £5 per month*.
Fast, easy online quote in 90 seconds
24hr legal advice helpline and legal hub
No hidden fees or cancellation charges
Cover starting at £5 a month
Cover starting at £5 a month
Frequently asked questions
I need to arrange IT contractors insurance to secure a contract – do you provide proof of cover?
Yes. Once you take out a policy with Markel, you will receive your policy documents via email. This includes your ‘Confirmation of Liability Insurance’, which can be presented to clients as proof of your insurance cover.
Is my past work covered?
Markel’s insurance can cover your past work if you have held uninterrupted professional indemnity insurance before taking out a policy with us.
If you did not hold professional indemnity insurance for a certain period of time, unfortunately, your past work will not be covered. Examples of where past work would not be covered include:
- You have never held professional indemnity insurance before
- You chose not to renew a past insurance policy
- You decided to cancel a policy at the end of a contract
If you would like clarification on your past work, please call us on 0800 640 6600.If you have held professional indemnity insurance uninterrupted prior to arranging your policy with us, we will be happy to cover past work.
However, if for any reason you have not had professional indemnity insurance in place for a period of time – if you’ve never arranged it, allowed cover to lapse, or cancelled a previous policy – we won’t be able to cover past work.
Don't hesitate to call us on 0800 640 6600 if you require further clarification.
What limit of cover should I choose?
Different industry bodies and clients have their own requirements regarding the minimum level of cover required to begin contracted work. Before you arrange cover, you may wish to check their requirements on specific cover limits.
Should you still be unsure about what limits are needed, or if this is the first time you have taken out insurance, it is worth considering what the cost of putting right a worst-case scenario would be.
With the individual policies available from Markel, there is a range of cover limits, so you can choose the cover which is relevant to your contracting work.
What's the difference between professional indemnity and public liability?
Professional indemnity insurance is designed to cover you against certain claims of professional negligence – such as giving incorrect advice or a sub-standard service – that causes your client to lose money.
On the other hand, public liability insurance protects you against instances of third party illness and injury claims – or property damage - where you are liable. For example, if a client were to have their laptop damaged.
Professional indemnity and public liability insure against different liabilities, so consider taking out both types of cover where applicable.
Why should I insure with Markel?
Markel has over 25 years’ experience insuring IT contractors against the ever-changing risks they face. Policies have been developed to give you peace of mind, knowing that when it comes to legal assistance and advice, you have a support network in place to help you.
We are a division of Markel International, a Lloyd’s and London market insurer that wrote gross premium totals of $1.2 billion in 2018.
Prefer to speak to someone? Call us on 0800 640 6600 to speak to an insurance expert who can provide guidance on the IT contractor policies available.
Alternatively, get a quote in 90 seconds - and call if you need further clarification.
How are Markel regulated?
Markel International Insurance Company Limited is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Find out more on the Financial Services Register.
Expect more from your IT insurer.
When you take out cover with Markel, you receive these exclusive services as standard:
24/7 access to a legal advice helpline manned by qualified solicitors
Access our fee dispute service to assist with unpaid invoices
A specialist cyber response helpline to help in the event of a cyber attack
Access legal templates and resources with the Markel Law Hub
Receive discounted IR35 contract reviews with your policy
Expert management of public relations crises with The Counsel House