Specialist office and business equipment insurance tailored to you from as little as £6 a month
Fast, easy online quote in just 90 seconds
Interest free direct debit
No hidden fees or cancellation charges
Cover starting at just £5 a month
Frequently asked questions
Do I need office insurance if I run my business from home?
If you run your business from home, it’s unlikely that you’d be able to rely on your home insurance policy to cover all your costs if something goes wrong. It may be insufficient to cover your equipment and it won’t provide protection if an employee or customer had an accident while in your home. You should speak to your home cover provider to make sure you are not violating the terms of your policy and to find out exactly what you are protected against. The chances are though that you could benefit from taking out tailored office insurance.
Do I need insurance if I work in a co-working space?
If you work in a commercial co-working space, the owner of the building should have insurance that covers the possessions of the people using it, and they should have public liability cover too. However, always check to make sure exactly what protection is in place.
Can you cover equipment outside of my office?
Our office equipment insurance covers against loss, theft and accidental damage to vital equipment that you take with you while undertaking your business’ activities, including laptops, smartphones, tablets and projectors.
Simply enter the value you would like insured on the quote form next to the question ‘What is the value of office contents and/or business equipment which you wish to insure whilst in the confines of your office and outside of your office?’
Is my photography equipment insured if I leave it in my car?
Yes, provided that:
- The property is concealed in a locked boot or stowage area within the vehicle
- All points of access to the vehicle are securely locked and security devices put in full and proper operation
- Force is used to gain entry to the vehicle and such entry causes external and visible damage to the vehicle
What's the excess?
£250 is the excess for all office insurance policies.
What other types of cover are available?
As well as office insurance policies, which can include employers’ liability, public liability, professional indemnity and business interruption insurance, we offer a range of other types of cover. They include:
- Cyber and data risks insurance
- Directors and officers insurance
- Legal expenses insurance
- Occupational personal accident insurance
How are Markel regulated?
Markel International Insurance Company Limited is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Find out more on the Financial Services Register.