Craft Fair and Craft Stall Insurance

Specialist cover for craft fairs and craft stalls from as little as £5 a month

  • Fast, easy online quote in 90 seconds

  • 24hr legal advice helpline and legal hub

  • No hidden fees or cancellation charges

Crafting has become big business in the UK over recent years with more and more people using their creative flair as a way to make money.

Regardless of what you make, if you sell your work at craft fairs or markets, it’s sensible to have appropriate insurance in place - just in case.

The truth is, just as with larger companies, your small craft business is at risk of legal action, so it’s a good idea to ensure you and your passion project are protected no matter what.

With over 25 years’ worth of experience, Markel is perfectly placed to find you suitable craft stall business insurance that’s tailored to suit you.

What is craft stall insurance?

In short, craft stall insurance is a form of cover which protects your business if something goes wrong while you’re displaying and selling your products in a public setting, such as at a fair or market. This type of policy can be tailored to include exactly what you need it to so that you’re protected should the worst happen, covering the financial costs involved in handling and recovering from potential accidents.

Whether you craft wooden textiles, jewellery or ornaments, we offer a range of cover for businesses that sell their products from a craft stall. This could be at an art fair, local market or somewhere else. Having craft insurance in place means that you don’t need to worry about the financial implications of any accidents that may happen, leaving you to focus on your business.

Do I need craft stall insurance?

Craft stall insurance is suitable for any business that makes their own products and sells them at fairs, markets or any type of event where your products are on display for customers to purchase. Regardless of what it is you’re selling, it’s a good idea to have some sort of protection in place to give you peace of mind that you’re financially covered in the event that something goes wrong.

For example, if you have set up a stall at a local fair or market and a customer trips over a box of stock that’s been placed on the floor and seriously injures themselves, they could make a claim against your business. In turn, there is the chance you could face significant legal fees and compensation costs. By having suitable public liability insurance for craft fairs, you needn’t worry about having to cover these expenses.

Your craft fair insurance can be tailored to include cover for any claims made against you by your employees too. The truth is, you are required by law to have employers’ liability insurance if you have people working for your business. This type of cover ensures you’re financially protected if you face any claim made by one of your workers if they become unwell or injured as a result of their job, for example if they trap their hand while setting up a foldable table or hurt their back while carrying a heavy box.

Our insurance for businesses with craft stalls means you can have added peace of mind that your business is protected, no matter what happens.

Why choose Markel for craft fair insurance?

At Markel, we appreciate that your small business is just as important as any other. That’s why our specialist craft business insurance can be tailored to protect you. Here are just some of the reasons why you should take out a policy with us:

✔ Policies at the right price Our craft insurance policies provide you with the protection you need at an affordable price. Our premiums start at just £5 a month.

✔ Decades of experience With over 25 years of experience, we’re perfectly placed to help you find craft stall insurance that suits you and your business.

✔ Get a quote Our online form can give you a quote in as little as 90 seconds. It’s that simple.

✔ Cover that’s designed to suit you Our insurance policies have been designed to suit the individual needs of you and your business. Our cover is ideal for artists, jewellery makers, knitters and all other crafters.

✔ Positive customer feedback Aside from being highly rated by our customers at Feefo.com, we currently insure over 200,000 micro businesses across the UK.

How much does craft stall insurance cost?

Since everything you make is one-of-a-kind, your craft stall insurance will be too. The cost of your insurance will depend on a wide range of factors, including the size of your business and how much cover you need. With premiums starting from as little as £5 a month, you’ll be able to find affordable options when you choose Markel Direct, regardless of your business’ individual insurance needs.

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Cover starting at just £5 a month

Tailor your craft stall insurance in minutes with these covers

  • Public and product liability insurance

    Public and product liability insurance ensures that you’re protected against claims made by members of the general public who have sustained an injury, become unwell or had their property damaged as a result of your business. Having craft stall public liability insurance in place means you will be covered against third party claims. You can choose from policies with £1 million to £5 million worth of cover.

    Example of a claim:

    A customer sustains a deep cut on their hand while handling a piece of art made from metal at your stall. They go on to make a personal injury claim, seeking compensation. Public and product liability insurance covers you for this, plus any legal fees.

  • Professional indemnity insurance

    If you provide professional services for a fee, such as designs or advice, as part of your business, you may benefit from taking out professional indemnity insurance. This covers compensation and legal costs associated with claims made by third parties.

  • Employers' liability insurance

    If you have employees working for you, you are legally required to have employers’ liability insurance in place of at least £5 million. This ensures your business is covered for any compensation claims made against you by your employees if they become injured or ill while carrying out their job.

    Example of a claim:

    While setting up your stall, an employee drops a heavy box of stock on their foot. They make a claim for compensation for the injury and lost earnings.

  • Property damage insurance

    Property damage insurance provides financial cover for costs involved with the replacement or repair of your business premises and its contents. This insurance provides cover for accidental loss or damage caused by fires, theft and floods. Our property damage policies include portable equipment too. Head over to our office and business equipment insurance page to find out more.

    Example of a claim:

    Some of your crafts are stolen from your stall. Property damage insurance means you needn’t worry about the costs of having to replace these items.

  • Legal expenses insurance

     

    Available up to a value of £100,000 legal expenses insurance covers the costs of legal disputes. This can include the costs associated with personal injury and debt recovery claims.

  • Cyber insurance

    If you also sell your products online, you might benefit fromcyber insurance. This type of cover protects you in the event of a data breach and can help provide financial help with informing customers, loss of profits and restoring data.

  • Occupational personal accident insurance

    Occupational personal accident insurance protects you if you’re unable to continue to work as a result of an injury you suffered doing your job. Depending on the type of injury sustained, this cover provides weekly payments or one lump sum.

  • Money and personal assault insurance

    Money and personal assault insurance covers the costs associated with the theft or loss of money from your business premises or while in transit. This is especially helpful if you carry a lot of cash with you.

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Cover starting at just £5 a month

Frequently asked questions

  • When should I get craft stall insurance?

    At Markel, we suggest you consider taking out craft stall insurance as soon as you require it. Having this insurance in place ahead of selling your crafts at a fair or market will ensure that you’re suitably protected should something happen.

  • Do I need public liability insurance to sell at a craft fair?

    When running your stall at a craft fair, there’s a high chance that you will have lots of interactions with members of the general public. As a result, public liability insurance for crafters, especially those with stalls, is strongly recommended. This cover can help protect your business if you’re faced with a third-party claim, helping you manage the costs involved. What’s more, some event organisers may require you to have this type of cover in place as a condition of entry.

  • How is Markel regulated?

    Markel is regulated by the Financial Conduct Authority and Prudential Regulation Authority. You can find out more about this on the Financial Services Register.

Access exclusive services for your crafts business - included as standard

In addition to comprehensive cover, insuring with Markel means you enjoy access to unique services for your crafts business at no additional cost (when the relevant section of cover is purchased).

24 hour legal helpline  24 hour legal advice helpline

When you insure with Markel, you'll benefit from 24/7 telephone access to a qualified solicitor at no additional cost. Expert legal advice can be costly when you're working for yourself and it's difficult to know who to turn to for a trustworthy answer. Whether it's a question on health and safety, employment law, legal structures for your business or how to handle a difficult client, an experienced team of solicitors are on hand day and night to help you with any business-related legal queries. Included as standard with all policies.

Legal hub access Markel Law Hub access

In addition to our 24 hour legal helpline, you'll have access to the Markel Law Hub - an award winning online resource of legal and business guides, templates and content written and created by our team of expert solicitors. Instantly download ready-made contracts, policies, procedures and guidance you can use for your business - without paying any expensive legal fees. Included as standard with all policies.

  Fee dispute service

As every self-employed therapist knows, customers don't always pay on time and chasing unpaid fees/invoices costs time and money. Mindful of the impact this has on your business, we offer our policyholders access to a unique fee dispute helpline operated by one of the UK's leading law firms, who will provide specialist legal guidance and support on fee dispute issues. Included as standard with public liability and professional indemnity insurance.

  Public relations crisis management service

In today's 24 hour news culture, public relations disasters can occur at any time. Having to deal with the press whilst managing a difficult situation can be hugely stressful as well as being a potential minefield. When there is a risk to your business as a result of negative press attention, our specialist public relations crisis management firm, The Counsel House, will work with you to help manage allegations of fraud, injury caused to employees or the public, and official investigations into your company's affairs. Included as standard with public liability and professional indemnity insurance, directors and officers insurance, cyber and data risks insurance and legal representation and employment disputes insurance.

Cyber response helpline

If you're the victim of a targeted cyber attack, our cyber response helpline provides access to specialist solicitors and information security experts who will give expert legal and technical IT security guidance on the issues arising from cyber and data protection risks. Included as standard with cyber and data risks insurance.

Cover starting at just £5 a month