IT Consultant Insurance
Expect more from your insurer. Specialist insurance for IT consultants from just £5 a month.
Fast, easy online quote in 90 seconds
24hr legal advice helpline and legal hub
No hidden fees or cancellation charges
Cover starting at just £5 a month
Cover starting at just £5 a month
Frequently asked questions
I need to arrange IT consultant insurance to secure a contract – do you provide proof of cover?
Yes. When you purchase insurance from Markel, your policy documents will be emailed to you immediately. The documents you receive will include your ‘Confirmation of Liability Insurance’, which details the cover you have chosen – and can be presented to clients as proof of cover.
Is my past work covered?
Yes. Insurance does cover past work, but only if you have held uninterrupted professional indemnity insurance prior to purchasing cover with Markel.
If, for a time period, you did not hold professional indemnity insurance, policies will not cover past work. For example:
- You have previously never arranged professional indemnity insurance
- You decided not to renew a past policy
- You cancelled a policy at the end of a contract
Should you require further clarification on whether your past work would be covered, please call on 0800 640 6600.
What's the difference between professional indemnity and public liability?
Professional indemnity insurance protects you against professional negligence claims. This cover is helpful in the event of a mistake during client work – such as poor technical advice – which negatively impacts them.
Public liability insurance, however, covers you against allegations of third-party personal injury claims – where you are deemed liable. This insurance also extends to third-party property damage – for example, if a client-owned smartphone or laptop was damaged.
Each cover insures against different scenarios, so it is essential that you consider purchasing both types to protect you.
What limit of cover should I choose?
Individual clients and industry bodies will have different regulatory requirements with regards to minimum levels of cover needed to begin a contract. Prior to arranging cover with us, you may wish to check this.
If you are still unsure, or you have never arranged cover before, give some thought to a worst case scenario to figure out the most likely risks you face in your work, and the cost of putting things right.
With our insurance there are a range of cover limits, giving you a multitude of choices to create the cover your business needs.
Why should I insure with Markel?
With over 25 years’ experience of the risks that come with being an IT consultant, Markel understands how much of an impact claims can have professionally and personally, and our policies offered are designed to provide industry-specific protection for your business.
We are a division of Markel International, a Lloyd’s and London market insurer that wrote gross premium totals of $1.2 billion in 2018.
If you have any questions, feel free to call us on 0800 640 6600 and speak to an insurance expert, or get an online quote in 90 seconds now.
How are Markel regulated?
Markel is regulated by the Financial Conduct Authority and Prudential Regulation Authority – details of which you’ll find on the Financial Services Register.
Expect more from your IT insurer.
When you take out cover with Markel, you receive these exclusive services as standard:
24/7 access to a legal advice helpline manned by qualified solicitors
Access our fee dispute service to assist with unpaid invoices
A specialist cyber response helpline to help in the event of a cyber attack
Access legal templates and resources with the Markel Law Hub
Receive discounted IR35 contract reviews with your policy
Expert management of public relations crises with The Counsel House