Protect your charity, club, group or society from dishonesty or fraud from as little as £6 a month
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Frequently asked questions
Do I need fidelity insurance?
Whilst it may be unpleasant to consider, individuals in positions of authority at community organisations can abuse their position for the own personal gain if inadequate processes are in place. The Charity Commission has even provided guidance on the topic of charity fraud.
Fidelity insurance can pay losses you incur as a result of the dishonesty or fraudulent acts of employees or volunteers - including theft, fraud and dishonesty.
What kind of claims does fidelity insurance cover against?
Fidelity insurance claims can be wide-ranging, but some examples are given below:
The treasurer of your organisation is found to have been fabricated invoices from a existing supplier, but changing the bank details on the document to their own personal account. Fidelity insurance pays for the losses your organisation has incurred from this act.
False expense claims
An employee at your organisation is found to have submitted false expense claims for travel, meals and materials for fundraising events. Fidelity insurance pays for the losses your organisation has incurred from this act.
Theft of collection tins
A voluntee at your organisation is found to have stolen collection tins totalling thousands of pounds in contributions - however they have already spent the money, so it cannot be recovered. Fidelity insurance pays for the losses your organisation has incurred from this act.
Why should I insure with Markel?
Established over 25 years ago, we've gained an unrivalled understanding of the risks facing small charities and community groups, and our policies are specially designed to protect you.
We actively support the third sector. Since 2008, we have donated more than £150,000 to our supported charity, Carers Trust, and have supported numerous charity awards including the Third Sector Excellence Awards and Britain's Best Volunteer in partnership with Small Charities Coalition.
We are a division of Markel International, a Lloyd’s and London market insurer that wrote gross premium totals of $1.2 billion in 2018.
Still not sure? Call us on 0800 640 6604 - one of our insurance experts will be more than happy to answer any questions you have and talk you through the insurance we offer so you can choose the right cover for your charity or group. Alternatively, get a quote now and call us later if anything needs clarifying.
We don't have a regular meeting place - can you insure us?
Yes. We cover hundreds of small charities, community groups and clubs that don't have a regular meeting place and instead rotate between different venues, such as members' homes, village halls and community centres.
How are Markel regulated?
Markel is regulated by the Financial Conduct Authority and Prudential Regulation Authority – details of which you’ll find on the Financial Services Register.