Fundraising and 'friends of' club insurance

Specialist cover for fundraising and 'friends of' groups from as little as £6 a month

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  • Free help from charity insurance experts

  • Interest free direct debit

  • No hidden fees or cancellation charges

Our specialist insurance offers comprehensive cover against a whole host of risks facing ‘friends of’ clubs and fundraising groups.

With over 25 years experience insuring not for profit organisations, we have an unrivalled reputation for expertise in the third sector.

An accident during a fundraising event, an allegation of wrongdoing against a trustee or a volunteer injuring themselves while working at a fundraiser could have serious consequences for your organisation. Our specialist fundraising and ‘friends of’ club insurance can provide cover against these scenarios and more, giving you the peace of mind that if something does go wrong, your club will be covered.

Finding the right cover for your fundraising club can be complicated. Call us today and we’ll talk you through your cover options, including what each cover provides protection against. We can quote you over the phone in a matter of minutes and you can buy your policy today.

Our insurance for fundraising and 'friends of' clubs starts at just £6 a month. Get a quote now or call us for help from our insurance experts.

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Cover starting at just £6 a month

Comprehensively insure your fundraising group with these covers

  • Trustee indemnity insurance and professional indemnity insurance

    Trustee indemnity insurance covers the legal costs and expenses of defending against disqualification as a trustee, investigations or extradition proceedings, protecting the trustee’s personal wealth. If your club or group has trustees, you should give serious consideration to trustee indemnity insurance. Cover from £250k to £1m.

    Professional indemnity insurance covers the cost of defending your group against allegations of professional negligence, such as giving poor or incorrect advice to a user of your services.

    Entity defence covers your charity against identity fraud, investigations (other than by HM Revenue & Customs), corporate manslaughter and breach of contract. Entity defence is included in your policy at no additional cost when trustee liability insurance is part of your policy. Cover for £25,000.

  • Public and product liability insurance and employer's liability insurance

    Public and product liability insurance covers the cost of defending your club or group if someone is injured, or their property damaged, due to your negligence. Without cover in place, the legal fees alone could cost your group thousands of pounds. Cover for £5m.

    Employer’s liability insurance is a legal requirement if you employ staff or volunteers. It covers against allegations of injury or illness suffered by staff during their employment. If your club or group has employees on a full time, part time or volunteer basis, this cover is essential. Cover for £10m.

  • Property damage insurance

    Property damage insurance covers your buildings, general contents (including stock), computer equipment, tenant improvements and glass (for which you are responsible) against accidental damage (including theft) whilst on your charity's premises. You can also choose to insure your club or group's equipment (such as laptops and mobile phones) on a worldwide basis, and insure against additional trading expenses following an interruption (for example, a flood that means your club or group has to operate from another premises).

  • Money and personal assault

    Money and personal assault covers loss of money for fixed limits up to a maximum of £250,000 for non-negotiable money (e.g. crossed cheques) and £2,500 for negotiable money depending on the nature of the loss. In addition to this if you, or members of your family, or employees, or members of their family, are injured during a robbery or attempted robbery, we will pay you either £5,000 or £50 per week for 104 weeks (depending on the nature of the injury).

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Third Sector Awards headline sponsor Carers Trust are our supported charity

Cover starting at just £6 a month

Frequently asked questions

  • We're not a registered charity - can you insure us?

    Yes. Many of our clients are small charities or community organisations that are just starting up or are too small to be a registered charity.

  • Does the policy cover volunteers?

    Yes - the employer's liability and public liability section of the policy provides cover for your volunteers. As long as you purchase this section of cover from us, your volunteers will be covered.

  • Does the public liability section cover events?

    Yes - the public liability section of the policy provides cover for charity events (such as fundraising) for up to 500 attendees.

  • We don't have a regular meeting place - can you insure us?

    Yes. We cover hundreds of small charities and community groups that don't have a regular meeting place and instead rotate between different venues, such as members' homes, village halls and community centres.

  • Why should I insure with Markel?

    Established over 25 years ago, we've gained an unrivalled understanding of the risks facing small charities and community groups, and our policies are specially designed to protect you.

    We're regulated by the Financial Conduct Authority and Prudential Regulation Authority, and you can view our details on the Financial Services Register. We're a division of Markel International, a Lloyd's and London market insurer that wrote gross premiums of $1.2 billion in 2014.

    We actively support the third sector. Since 2008, we have donated more than £150,000 to our supported charity, Carers Trust, and have supported numerous charity awards including the Third Sector Excellence Awards and Britain's Best Volunteer in partnership with Small Charities Coalition.

    Still not sure? Call us on 0845 688 2500 - one of our insurance experts will be more than happy to answer any questions you have and talk you through the insurance we offer so you can choose the right cover for your business. Alternatively, get an online quote in 90 seconds now and call us later if anything needs clarifying.

What limit of fundraising insurance I choose?

The limit you choose depends on many factors – consider the size of your fundraising group/’friends of’ club, and the potential impact a claim could have upon your operations. You may find that certain service providers, such as village and community halls, require you to have a minimum level of insurance in order to use their facilities; be sure to arrange sufficient cover.

Our fundraising insurance can be tailored to cover as much or as little of your group as you need – meaning you will only ever pay for the cover you want.

With premiums available from just £6 a month, you're guaranteed to find affordable cover for your club or group. Get a quote now or call us now on 0800 640 6604 and we’ll be happy to help you find the right cover for your fundraising club.


Cover starting at just £6 a month