Handyman insurance

Whether you’re tiling a kitchen or painting a bedroom, accidents can happen. If they do, you’ll need insurance to protect your finances.

At Markel Direct, we offer handyman and property maintenance insurance policies that you can rely on.

What is handyman insurance?

Handyman insurance is designed to protect your business from a variety of risks. It can include different types of cover, such as public liability insurance, property damage cover, employers’ liability protection and more. Having the right insurance for handyman jobs  will provide you with a valuable safety net, giving you support when you most need it.

Get a handyman insurance quote now

Does a handyman need insurance?

Despite your skills and experience, with each project you undertake there’s always a chance that something will go wrong. You might damage a customer’s floor by dropping a heavy tool on it, or perhaps a shelf you put up falls on a client and injures them. In cases like these, you could find yourself facing sizable compensation claims. Unless you could cover these expenses yourself, you’ll need public liability insurance to help protect your finances.

Also, some clients will ask for proof that you have handyman public liability insurance in place before they agree to hire you for a job.

There may be other types of insurance that you need too. For example, if you have employees, even temporary or part-time workers, you’re required by law to have employers’ liability insurance in place. You might also want to protect your tools and materials by taking out insurance. If your equipment is damaged, lost or stolen, you could face significant costs to replace or repair it. Without suitable cover, this may put significant strain on your finances.

Handyman public liability insurance

Public liability insurance is a worthwhile consideration for many handymen. It protects you against claims made by members of the public who have their property damaged or are injured as a result of the actions of your business. We offer handyman public liability insurance with limits ranging from £1 million to £5 million.  

Example of a claim:  

A member of the public trips over your toolbox, suffering a fractured ankle. They make a compensation claim for their injuries.

Why choose Markel Direct for handyman insurance coverage? 

Here are just some of the reasons to choose Markel Direct for all your handyman insurance requirements.

✔ Affordable cover and transparent pricing
We believe our insurance policies are superb value for money - and so that you’re never hit with unexpected costs, we make sure our pricing is fully transparent.

✔ Quick quotes
You won’t have to hang around to discover how much our insurance costs. Simply complete our online form and we’ll give you a quote in under 90 seconds.

✔24/7 legal helpline
You don’t want to have to wait to access legal advice. This is why we offer a 24/7 legal helpline run by experienced solicitors.

✔ A commitment to customer satisfaction
We put customer experience at the heart of everything we do, and this is reflected in our high ratings on Feefo.com.

✔ An insurer you can trust
With over 25 years’ experience in providing business insurance, we’re perfectly placed to give you the protection you need.

Handyman insurance cost

The amount you will pay for handyman insurance depends on various factors, including the size of your business and the types of cover you need. At Markel Direct, we offer policies starting from £7 a month*. To find out how much you can expect to pay, simply get a quote today.

*Price based on a handyman requiring £1 million public liability insurance cover.