Fitness instructor and personal trainer insurance
Specialist cover for fitness professionals, personal trainers and sports coaches from as little as £5 a month
Fast, easy online quote in 90 seconds
Interest free direct debit
No hidden fees or cancellation charges
More sports and fitness professions we cover
Frequently asked questions
What's the difference between professional indemnity and public liability?
Professional indemnity insurance covers against allegations of professional negligence - which means it would cover you if you were to make an error or mistake in a piece of work (such as a project or report) for a client.
Public liability insurance is different - it covers against allegations of injury or illness caused to third parties by your negligence. This includes many of the slips, trips and falls that are associated with personal injury claims. In addition, public liability insurance covers against damage to third party property - for example, if you were to damage a client-owned laptop or smartphone.
As they insure against different scenarios, it's important you consider arranging both types of cover to ensure you are properly protected.
I do bootcamp and other sessions outside - is this covered?
Yes. Bootcamp classes and other workout sessions outside are covered by our policy.
Do I need a current first aid certificate to be covered?
No. Although it is advisable for you to have one in case something were to happen during a workout, it is not something that we insist on.
What limit of cover should I choose?
Many clients and industry bodies with regulatory requirements will require you to have a minimum level of cover in order for you to undertake a contract, so it's worth checking this before you arrange cover. If you're unsure, or it's the first time you have arranged cover, give some thought to a worst-case scenario and the likely costs involved in putting your mistake right. We offer a range of limits, so you're sure to find the right cover for your business.
Why should I insure with Markel?
Established over 25 years ago, we've gained an unrivalled understanding of the risks facing professionals and our policies are specially designed to protect you.
We're regulated by the Financial Conduct Authority and Prudential Regulation Authority, and you can view our details on the Financial Services Register. We're a division of Markel International, a Lloyd's and London market insurer that wrote gross premiums of $1.2 billion in 2014.
Still not sure? Call us on 0845 688 2500 - one of our insurance experts will be more than happy to answer any questions you have and talk you through the insurance we offer so you can choose the right cover for your business. Alternatively, get an online quote in 90 seconds now and call us later if anything needs clarifying.
We insure home based fitness instructors and personal trainers
We offer a specialist homeworker insurance policy that is designed to cover a whole host of risks facing home based businesses, including personal trainers, fitness instructors and sports coaches. Home insurance policies rarely include business activities under their coverage, so it is vital you arrange the right insurance to prevent claims falling between gaps in cover.
Our homeworker insurance can be tailored to cover your liabilities, as well as insure any expensive business equipment you may have. With a range of limits suitable for businesses of all sizes, you are sure to find the right cover.
Our personal trainer and fitness instructor insurance starts at just £5/month, with the option to spread the cost of your policy over 10 interest free instalments.