Yoga teacher and pilates instructor insurance

Specialist cover for yoga teachers and pilates instructors from as little as £5 a month

  • Fast, easy online quote in 90 seconds

  • Interest free direct debit

  • No hidden fees or cancellation charges

Our specialist insurance for yoga teachers and pilates instructors has been designed to cover a whole host of risks facing fitness and well-being professionals.

Without the right insurance, your business could face disaster after an unforeseen event. An allegation of improper or unprofessional teaching, a student injuring themselves during a class following negligent advice, or the theft of a work laptop could cost your business thousands. Our specialist yoga and pilates teacher insurance could cover you against these events, giving you the peace of mind that if something unexpected happens, you are covered.

Unlike many 'one size fits all' yoga and pilates insurance schemes, our cover can be tailored to the individual needs of your business. Our simple quote system asks about your business activities and offers you covers that may be of interest. You can choose to buy all or just some of the covers quoted, so you will only ever pay for the cover you need.

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Cover starting at just £5 a month

Tailor your yoga and pilates instructor insurance with these covers

  • Professional indemnity insurance

    Professional indemnity insurance covers the cost of defending your business against allegations of professional negligence (such as giving your client incorrect or wrongful advice) and if unsuccessful, the cost of damages awarded against you. This insurance is vital for most yoga and pilates teachers, and cover is available with limits ranging from £50,000 to £5m.

  • Public and product liability insurance

    Public and product liability insurance covers the cost of defending your business (including damages awarded against you if unsuccessful) if someone is injured, or their property damaged, which arises from you going about your business or supplying products. The legal fees alone could cost your business thousands of pounds. Limits range from £1m to £5m.

  • Employer’s liability insurance

    Employer’s liability insurance is a legal requirement if your business has employees. It covers your business against claims for injury or illness suffered by employees arising from their employment. If you employ other teachers or instructors, even on a part time basis, you need this cover. Cover for £10m.

  • Directors and officers insurance

    Directors and officers insurance covers the costs of defending you as a director or officer of your company against allegations of wrongful acts and any damages subsequently awarded against you. Cover is also provided in respect of the legal costs and expenses of defending actions for disqualification as a director, investigations and extradition proceedings. Limits range from £100,000 to £5m.

  • Office insurance

    Office insurance covers your office buildings, office contents and computer equipment against accidental damage (including theft) whilst on your business premises. You can also choose to cover your business equipment (such as laptops and mobile phones) on a worldwide basis, and insure your business against loss of income and/or additional trading expenses following events such as damage to your property.

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Cover starting at just £5 a month

Frequently asked questions

  • What's the difference between professional indemnity and public liability?

    Professional indemnity insurance covers against allegations of professional negligence - which means it would cover you if you were to make an error or mistake in a piece of work (such as a project or report) for a client.

    Public liability insurance is different - it covers against allegations of injury or illness caused to third parties by your negligence. This includes many of the slips, trips and falls that are associated with personal injury claims. In addition, public liability insurance covers against damage to third party property - for example, if you were to damage a client-owned laptop or smartphone.

    As they insure against different scenarios, it's important you consider arranging both types of cover to ensure you are properly protected.

  • I teach lessons at different venues - is this covered?

    Yes. Regardless of where you teach - for example, at fitness studios, village halls or gyms - you'll be covered under our policy.

  • Do I need a current first aid certificate to be covered?

    No. Although it is advisable for you to have one in case something were to happen during a workout, it is not something that we insist on.

  • What limit of cover should I choose?

    Many clients and industry bodies with regulatory requirements will require you to have a minimum level of cover in order for you to undertake a contract, so it's worth checking this before you arrange cover. If you're unsure, or it's the first time you have arranged cover, give some thought to a worst-case scenario and the likely costs involved in putting your mistake right. We offer a range of limits, so you're sure to find the right cover for your business.

  • Why should I insure with Markel?

    Established over 25 years ago, we've gained an unrivalled understanding of the risks facing professionals and our policies are specially designed to protect you.

    We're regulated by the Financial Conduct Authority and Prudential Regulation Authority, and you can view our details on the Financial Services Register. We're a division of Markel International, a Lloyd's and London market insurer that wrote gross premiums of $1.2 billion in 2014.

    Still not sure? Call us on 0845 688 2500 - one of our insurance experts will be more than happy to answer any questions you have and talk you through the insurance we offer so you can choose the right cover for your business. Alternatively, get an online quote in 90 seconds now and call us later if anything needs clarifying.

We offer a specialist policy for yoga and pilates teachers working from home

Working from home does not come without risks, and we offer a homeworker policy that offers specialist cover for home based businesses. Few home insurance policies include cover for businesses run from home, so to prevent your business being left exposed in the event of a claim, be sure to arrange specialist homeworker insurance.

Our homeworker insurance can be tailored to the individual needs of your business, with a range of liability insurance covers available and a choice of limits suitable for all types and sizes of business. You can also insure your business equipment, such as laptops and mobile phones.

Cover is available from just £5/month over 10 interest free instalments.

Cover starting at just £5 a month