Bricklayers Insurance

Specialist insurance for bricklayers from £84 a year.

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Working as a bricklayer, you know that no two days are the same. Every job brings its own set of risks and challenges.

From property damage to personal injury and equipment theft, there are many threats to your finances. So, whether your bricklaying business is large or small, you may want to consider finding suitable insurance in case the worst happens.

At Markel, we offer excellent value bricklayer insurance that you can rely on when things don’t go to plan.

What is bricklayer insurance?

Bricklayers’ insurance is there to protect your business’ finances if the unexpected happens. It can include a range of different types of cover, such as public liability insurance, protection for your equipment, employers’ liability insurance and more. By having a policy that includes all the relevant types of protection, you can help to safeguard your finances and benefit from added peace of mind. 

Do I need bricklayers’ insurance?

No matter how careful you are, you can’t eliminate risk when you’re working as a bricklayer. What if you drop a brick from a height and cause damage to a client’s property, or a member of the public trips over your tools and suffers an injury? In situations like these, you could find yourself subject to sizable compensation claims.

Would you be able to cover the costs out of your own pocket? Or perhaps some of your expensive equipment is damaged or stolen. Could you afford to replace or repair it yourself? If situations like these would put your finances in peril, you may need to take out appropriate insurance.

Also, some prospective clients will demand proof that you have public liability insurance before they agree to use your services. And if you have any employees, you are legally required to have employers’ liability insurance in place. This applies even if your workers are part-time or temporary.

Why choose Markel for bricklayers’ insurance?

At Markel, we pride ourselves on offering affordable bricklayers’ insurance that you can count on. Here are just some of the reasons to choose us for your business protection.

✔ Transparent pricing

As well as offering policies that are superb value for money, we ensure our pricing is fully transparent. This means you won’t face any unexpected fees.

✔ Legal advice when you need it

We offer a 24/7 legal advice helpline run by experienced solicitors. So, whenever you need information and assistance, you can count on us.

✔ High ratings on Feefo.com

We put customer service at the heart of everything we do, and this is reflected in our impressive ratings on Feefo.com.

✔ Get a quote is as little as 90 seconds

It takes less than two minutes to get a quote when you complete our online form.

✔ An insurer you can trust

With more than a quarter of a century’s experience in providing business insurance, we know exactly what our customers are looking for.

How much does bricklayers’ insurance cost?

There are a number of factors that determine how much you will pay for bricklayers’ insurance. This includes everything from the type of projects you work on to the equipment you use, the size of your business and the number of employees you have. At Markel, we provide insurance starting from £84* a year.

Simply fill in our online form to get a quote today.

* Price based on a bricklayer requiring £1 million public liability insurance cover.

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Cover starting from £84 a year

What types of insurance do bricklayers need?

  • Public liability insurance

    Bricklayers’ public liability insurance protects you if you accidentally injure a member of the public or damage their property. We offer this cover with limits ranging from £1 million to £5 million.
     
    Example of a claim:
     
    A member of the public trips over equipment you have left on a pavement and suffers a broken arm. They take legal action in order to secure compensation for their injury.

  • Employers’ liability insurance

    If your bricklaying business has employees, even if they only work for you on a short-term or part-time basis, you’re required by law to have a minimum of £5 million of employers’ liability insurance in place. This cover protects you if an employee is injured or suffers an illness because of the work they do for you. Our policies provide up to £10 million in cover.
     
    Example of a claim:
     
    A worker falls from scaffolding while laying bricks at a height, suffering serious injuries as a result. They sue you for their suffering and lost earnings.

  • Legal expenses insurance

    Legal expenses insurance is there to protect you if you’re involved in legal disputes. This can include anything from tax enquiries and debt recovery cases to contract disputes and personal injury claims. We provide cover with a limit of £100,000.

  • Cyber insurance

    Cyber insurance protects you if your IT systems are targeted by a malicious attack. It covers the costs of restoring data and equipment, meeting ransom demands, notifying affected parties and making up lost profits. It also protects you against the legal fees and compensation costs that may be owed if affected parties take legal action.

  • Occupational personal accident insurance

    Occupational personal accident insurance is there to support your income if you can’t work because of an injury you suffer while at work or on your way to or from a job. Depending on the nature of your injury, it provides either weekly payments or a lump sum.

  • Money and personal assault insurance

    This type of insurance covers the loss or theft of money taken from your premises or while in transit. It also offers financial protection for those injured in a robbery.

  • Directors and officers insurance

    Directors and officers insurance protects you if you are accused of acting wrongfully as a director or officer of your business. It covers your legal fees and damages that might be awarded against you. Our cover limits range from £100,000 to £5 million.

  • Portable equipment insurance (Tools insurance)

    Portable equipment insurance covers the cost of replacing or repairing your tools if they are lost, stolen or damaged. We offer cover limits ranging from £1,000 to £5,000.

    Example of a claim:

    A garage where you keep some of your equipment is flooded, causing serious damage to important tools. You face the cost of repairing and, where necessary, replacing this equipment.

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Frequently asked questions

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Cover starting from £84 a year

Frequently asked questions

  • Why does a bricklayer need public liability insurance?

    As a bricklayer, there is always a risk that you will accidentally injure a member of the public or damage their property. For example, someone may trip over a pile of bricks you have left on the ground, or falling materials might damage a client’s driveway. In cases like these, you could face significant legal fees and compensation costs if you don’t have public liability insurance in place.

  • Do I need bricklayer insurance by law?

    Most types of bricklayer insurance are optional, but if you have employees, you are required by law to have employers’ liability insurance in place. If you have employees but lack this type of cover, you could be fined £2,500 for every day you are without insurance.

  • When should I get bricklayer insurance?

    We advise you to get bricklayer insurance before you start your first project for a client. Having this cover in place from the get-go will help you to protect your finances. After all, you never know when disaster will strike.

  • How is Markel regulated?

    Markel is regulated by the Prudential Regulation Authority and Financial Conduct Authority. If you would like to know more, you can visit the Financial Services Register.

Access free legal services for your bricklaying business when you purchase Legal Expenses insurance including:

  • 24hr legal helpline.
  • 800+ DIY legal resources including contracts, policies, forms, and letter templates from Markel’s solicitors.
  • Free legal updates, templates, guidance documents, checklists, and useful links.
  • 460+ straight-forward guides.
  • 350+ links to key resources.
  • Up-to-date information on new legislation and case-law.
  • Live Chat available Monday to Friday 09:00 – 17:00.

Discover more about these services here.

Cover starting from £84 a year

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