Teachers and tutors insurance

Specialist cover for a wide range of teachers and tutors from as little as £5 a month

  • Fast, easy online quote in 90 seconds

  • Interest free direct debit

  • No hidden fees or cancellation charges

Our teachers and tutors insurance offers specialist cover for a wide range of education professions, including school teachers, music teachers and private tutors.

Our teacher and tutor insurance policy has been designed to cover the risks facing your profession with knowledge from over 25 years as a specialist insurer.

Teaching students carries a whole host of risks. An allegation of poor tutoring, a student injuring themselves whilst visiting your workplace or the theft of a laptop containing course material could have a serious knock-on effect for your business. Our insurance for teachers and tutors can be tailored to cover your business for these risks and many more, giving you the peace of mind that if something goes wrong, you are covered.

We can help you build a specialist teaching insurance policy. Our simple quote system asks you about your business activities and builds a policy around them, offering you covers that may be of interest. You can buy all or just some of the covers quoted, so you will only pay for the cover you want.

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Cover starting at just £5 a month

Choose from these covers to tailor your teachers and tutors insurance

  • Professional indemnity insurance

    Professional indemnity insurance covers the cost of defending your business against allegations of professional negligence (such as giving your client incorrect or wrongful advice) and if unsuccessful, the cost of damages awarded against you. This insurance is vital for teachers and tutors of all types, and cover is available with limits ranging from £50,000 to £5m.

  • Public and product liability insurance

    Public and product liability insurance covers the cost of defending your business (including damages awarded against you if unsuccessful) if someone is injured, or their property damaged, which arises from you going about your business or supplying products. The legal fees alone could cost your business thousands of pounds. If students visit your premises, or you visit theirs, you should consider this cover. Limits range from £1m to £5m.

  • Employer’s liability insurance

    Employer’s liability insurance is a legal requirement if your business has employees. It covers your business against claims for injury or illness suffered by employees arising from their employment. If your teaching business has any employees, you need this cover. Cover for £10m.

  • Directors and officers insurance

    Directors and officers insurance covers the costs of defending you as a director or officer of your company against allegations of wrongful acts and any damages subsequently awarded against you. Cover is also provided in respect of the legal costs and expenses of defending actions for disqualification as a director, investigations and extradition proceedings. Limits range from £100,000 to £5m.

  • Office insurance

    Office insurance covers your office buildings, office contents and computer equipment against accidental damage (including theft) whilst on your business premises. You can also choose to cover your business equipment (such as laptops and mobile phones) on a worldwide basis, and insure your business against loss of income and/or additional trading expenses following events such as damage to your property.

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Cover starting at just £5 a month

Frequently asked questions

  • What's the difference between professional indemnity and public liability?

    Professional indemnity insurance covers against allegations of professional negligence - which means it would cover you if you were to make an error or mistake in a piece of work (such as a project or report) for a client.

    Public liability insurance is different - it covers against allegations of injury or illness caused to third parties by your negligence. This includes many of the slips, trips and falls that are associated with personal injury claims. In addition, public liability insurance covers against damage to third party property - for example, if you were to damage a client-owned laptop or smartphone.

    As they insure against different scenarios, it's important you consider arranging both types of cover to ensure you are properly protected.

  • I teach lessons at different venues - is this covered?

    Yes. Regardless of where you teach - for example, at home, a rented premises or your student's house - you'll be covered under our policy.

  • I teach several different subjects - will I be covered?

    Yes. We don't restrict the subjects you teach, so if you teach English to some students and Maths to others, you'll be covered by our policy.

  • What limit of cover should I choose?

    Many clients and industry bodies with regulatory requirements will require you to have a minimum level of cover in order for you to undertake a contract, so it's worth checking this before you arrange cover. If you're unsure, or it's the first time you have arranged cover, give some thought to a worst-case scenario and the likely costs involved in putting your mistake right. We offer a range of limits, so you're sure to find the right cover for your business.

  • What's the difference between professional indemnity and public liability?

    Professional indemnity insurance covers against allegations of professional negligence - which means it would cover you if you were to make an error or mistake in a piece of work (such as a project or report) for a client.

    Public liability insurance is different - it covers against allegations of injury or illness caused to third parties by your negligence. This includes many of the slips, trips and falls that are associated with personal injury claims. In addition, public liability insurance covers against damage to third party property - for example, if you were to damage a client-owned laptop or smartphone.

    As they insure against different scenarios, it's important you consider arranging both types of cover to ensure you are properly protected.

We also offer specialist insurance for home based teachers and tutors

We understand the unique risks facing home based teachers and tutors. Our specialist homeworkers policy is specifically designed to provide expert cover to home based professionals. Home insurance policies tend not to include cover for your business operations, so if you work from home, it is vital you arrange specialist cover for your home based business.

Our homeworkers policy can be tailored to include liability covers for your business, such as professional indemnity and public liability, as well as insuring expensive business equipment such as laptops.

Cover starts at just £5/month, with the option of spreading the cost of your policy over 10 interest free instalments.

Cover starting at just £5 a month