Business insurance

Specialist insurance tailored to your business from just £5 a month

  • Fast, easy online quote in 90 seconds

  • Interest free direct debit

  • No hidden fees or cancellation charges

With over 25 years experience insuring small and medium sized businesses, our specialist business insurance has been designed to cover a wide range of risks facing professionals, contractors, consultants and freelancers.

Few businesses can foresee a claim happening. A client taking legal action against you for sub-standard work, someone injuring themselves at your premises and making a personal injury claim against you, or even the theft of a laptop you use for your work could have a severe effect on your business.

We offer business insurance for over 200 professions and from as little as £5 a month, with the option to spread the cost of your policy over 10 interest free payments. In addition, you can tailor your policy to include only the cover you want - so you won't have to pay for extra 'add-ons' that you might not need. Get a online quote in 90 seconds now!

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Cover starting at just £5 a month

Specialist business insurance cover

  • Professional indemnity insurance

    Professional indemnity insurance covers the cost of defending your business against allegations of professional negligence (such as giving your client incorrect or wrongful advice) and if unsuccessful, the cost of damages awarded against you. If you provide advice, designs or a professional service to your client, you should give serious consideration to professional indemnity insurance. Limits available from £100,000 to £5m.

  • Public and product liability insurance

    Public and product liability insurance covers the cost of defending your business (including damages awarded against you if unsuccessful) if someone is injured, or their property damaged, which arises from you going about your business or supplying products. Public and product liability insurance is generally considered essential cover for businesses of all sizes, as it covers against many of the 'slips, trips and falls' claims which could cost your business thousands of pounds. Limits range from £1m to £5m.

  • Employer’s liability insurance

    Employer’s liability insurance is a legal requirement if your business has employees. It covers your business against claims for injury or illness suffered by employees arising from their employment. If you employ staff without employer's liability insurance in place, your business could face a fine of up to £2,500 for each day you are uninsured. Cover for £10m.

  • Directors and officers insurance

    Directors and officers insurance covers the costs of defending you as a director or officer of your company against allegations of wrongful acts and any damages subsequently awarded against you. Cover is also provided in respect of the legal costs and expenses of defending actions for disqualification as a director, investigations and extradition proceedings. If your business is a limited company, you should give serious consideration to directors and officers insurance. Limits range from £100,000 to £5m.

  • Office insurance

    Office insurance covers your office buildings, office contents and computer equipment against accidental damage (including theft) whilst on your business premises. You can also choose to cover your business equipment (such as laptops and mobile phones) on a worldwide basis, and insure your business against loss of income and/or additional trading expenses following events such as damage to your property. If your business has an office or uses expensive equipment, you should consider arranging office insurance cover.

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Cover starting at just £5 a month