Sports coach insurance

Specialist cover for sports coaches and trainers from as little as £5 a month

  • Fast, easy online quote in 90 seconds

  • Interest free direct debit

  • No hidden fees or cancellation charges

From over 25 years experience, our specialist insurance for sports coaches, trainers and instructors has been designed to cover a wide range of risks facing your industry.

Due to the very nature of sports coaching and instruction, accidents can happen. A training plan that doesn't deliver the expected results, a client tripping over a weight that has been left around or the theft of a laptop used to play music during sessions could see a claim brought against you and have a severe financial impact on your business.

Our specialist cover for sports coaches and trainers provides cover against these scenarios and many more, ensuring that if something unexpected happens in the course of your work, you will be covered.

Getting a quote is fast and easy - we'll ask you a few questions about your activities and provide you with a price in under 90 seconds. You can tailor your policy to include as much or as little cover as you want, and have the option to spread the cost over 10 interest free monthly instalments - get a quote now!

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Cover starting at just £5 a month

Build your sports coach insurance with these covers

  • Professional indemnity insurance

    Professional indemnity insurance covers the cost of defending your business against allegations of professional negligence (such as giving your client incorrect or wrongful advice) and if unsuccessful, the cost of damages awarded against you. This is important cover for sports coaches and should be given serious consideration. Cover is available with limits ranging from £50,000 to £5m.

  • Public and product liability insurance

    Public and product liability insurance covers the cost of defending your business (including damages awarded against you if unsuccessful) if someone is injured, or their property damaged, which arises from you going about your business or supplying products. This is essental cover for sports coaches - the very nature of exercise means that accidents can easily happen, and the legal fees to defend your business could cost thousands of pounds. Limits range from £1m to £5m.

  • Employer’s liability insurance

    Employer’s liability insurance is a legal requirement if your business has employees.  It covers your business against claims for injury or illness suffered by employees arising from their employment. If you employ other school inspectors, this cover is essential. Cover for £10m.

  • Directors and officers insurance

    Directors and officers insurance covers the costs of defending you as a director or officer of your company against allegations of wrongful acts and any damages subsequently awarded against you. Cover is also provided in respect of the legal costs and expenses of defending actions for disqualification as a director, investigations and extradition proceedings. Limits range from £100,000 to £5m.

  • Office insurance

    Office insurance covers your office buildings, office contents and computer equipment against accidental damage (including theft) whilst on your business premises. You can also choose to cover your business equipment (such as laptops and mobile phones) on a worldwide basis, and insure your business against loss of income and/or additional trading expenses following events such as damage to your property.

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Cover starting at just £5 a month

Frequently asked questions

  • What's the difference between professional indemnity and public liability?

    Professional indemnity insurance covers against allegations of professional negligence - which means it would cover you if you were to make an error or mistake in a piece of work (such as a project or report) for a client.

    Public liability insurance is different - it covers against allegations of injury or illness caused to third parties by your negligence. This includes many of the slips, trips and falls that are associated with personal injury claims. In addition, public liability insurance covers against damage to third party property - for example, if you were to damage a client-owned laptop or smartphone.

    As they insure against different scenarios, it's important you consider arranging both types of cover to ensure you are properly protected.

  • I do bootcamp and other sessions outside - is this covered?

    Yes. Bootcamp classes and other workout sessions outside are covered by our policy.

  • Do I need a current first aid certificate to be covered?

    No. Although it is advisable for you to have one in case something were to happen during a workout, it is not something that we insist on.

  • What limit of cover should I choose?

    Many clients and industry bodies with regulatory requirements will require you to have a minimum level of cover in order for you to undertake a contract, so it's worth checking this before you arrange cover. If you're unsure, or it's the first time you have arranged cover, give some thought to a worst-case scenario and the likely costs involved in putting your mistake right. We offer a range of limits, so you're sure to find the right cover for your business.

  • Why should I insure with Markel?

    Established over 25 years ago, we've gained an unrivalled understanding of the risks facing professionals and our policies are specially designed to protect you.

    We're regulated by the Financial Conduct Authority and Prudential Regulation Authority, and you can view our details on the Financial Services Register. We're a division of Markel International, a Lloyd's and London market insurer that wrote gross premiums of £800m ($1.2 billion) in 2015.

    Still not sure? Call us on 0800 640 6600 - one of our insurance experts will be more than happy to answer any questions you have and talk you through the insurance we offer so you can choose the right cover for your business. Alternatively, get an online quote in 90 seconds now and call us later if anything needs clarifying.

We offer specialist cover for sports coaches based at home

Many of our sports coach clients do not have a fixed office where they work from and rotate between gyms and outdoor areas to run their sessions. As such, we offer a specialist policy designed for professionals running their business from home. Unlike many insurers that offer a 'one size fits all' policy regardless of where their customers are based, our homeworker insurance is specially designed to cover the risks facing a home based business.

It's important to note that home insurance rarely covers your business activities - so be sure to arrange specialist homeworkers insurance for your business to give you peace of mind that you are properly covered.

We offer a range of limits suitable for all sizes of business - get an online quote now to see how little it costs to cover your sports coaching business!

Cover starting at just £5 a month