Specialist cover for artists from £5 a month*
Fast, easy online quote in 90 seconds
24hr legal advice helpline and legal hub
No hidden fees or cancellation charges
Cover starting at £5 a month
Cover starting at £5 a month
Frequently asked questions
Do I need insurance if I sell handmade crafts?
If you sell handmade crafts, there are a number of different types of artists’ insurance that you might need. For example, it may be important to take out public and product liability insurance to protect you against claims made by customers or members of the public who are injured as a result of your products or the activities of your business. And if you employ anyone to help you make or sell your handmade crafts, you are required by law to have employers’ liability insurance in place. You may also want to protect your premises, equipment, materials and stock with suitable property insurance.
If you are unsure which types of insurance you need, don’t hesitate to ask our expert team for information and advice.
Do I need public liability insurance to sell at craft fairs?
When you are selling your work at craft fairs or stalls, there is a risk that you will injure members of the public or cause damage to someone else’s property. Although it’s not required by law, it is therefore strongly recommended to take out public liability insurance for artists. It’s also important to be aware that some organisers of craft events may require you to have this financial protection in place as a condition of entry.
How is Markel regulated?
Markel is regulated by the Prudential Regulation Authority and Financial Conduct Authority. If you want to read more on this topic, take a look at the Financial Services Register.
Access exclusive services for your arts business - included as standard
In addition to comprehensive cover, insuring with Markel means you enjoy access to unique services for your arts business at no additional cost (when the relevant section of cover is purchased).
24 hour legal advice helpline
When you insure with Markel, you'll benefit from 24/7 telephone access to a qualified solicitor at no additional cost. Expert legal advice can be costly when you're working for yourself and it's difficult to know who to turn to for a trustworthy answer. Whether it's a question on health and safety, employment law, legal structures for your business or how to handle a difficult client, an experienced team of solicitors are on hand day and night to help you with any business-related legal queries. Included as standard with all policies.
Markel Law Hub access
In addition to our 24 hour legal helpline, you'll have access to the Markel Law Hub - an award winning online resource of legal and business guides, templates and content written and created by our team of expert solicitors. Instantly download ready-made contracts, policies, procedures and guidance you can use for your business - without paying any expensive legal fees. Included as standard with all policies.
Fee dispute service
As every self-employed artist knows, customers don't always pay on time and chasing unpaid fees/invoices costs time and money. Mindful of the impact this has on your business, we offer our policyholders access to a unique fee dispute helpline operated by one of the UK's leading law firms, who will provide specialist legal guidance and support on fee dispute issues. Included as standard with public liability and professional indemnity insurance.
Public relations crisis management service
In today's 24 hour news culture, public relations disasters can occur at any time. Having to deal with the press whilst managing a difficult situation can be hugely stressful as well as being a potential minefield. When there is a risk to your business as a result of negative press attention, our specialist public relations crisis management firm, The Counsel House, will work with you to help manage allegations of fraud, injury caused to employees or the public, and official investigations into your company's affairs. Included as standard with public liability and professional indemnity insurance, directors and officers insurance, cyber and data risks insurance and legal representation and employment disputes insurance.
Cyber response helpline
If you're the victim of a targeted cyber attack, our cyber response helpline provides access to specialist solicitors and information security experts who will give expert legal and technical IT security guidance on the issues arising from cyber and data protection risks. Included as standard with cyber and data risks insurance.