Candle Makers Insurance

Specialist cover for candle and wax melt makers from £5 a month*

  • Fast, easy online quote in 90 seconds

  • 24hr legal advice helpline and legal hub

  • No hidden fees or cancellation charges

Whether making candles or wax melts is a full-time business or just a hobby, if you sell your finished products to the public, you’ll need insurance.

Without the right cover, you could be left facing sizable compensation claims and legal bills if a customer is injured or has their property damaged by your products. The right insurance can also protect you against a range of other risks.

At Markel, we provide candle business insurance that you can rely on - and at an affordable price.

What is candle maker insurance?

Candle maker insurance is there to protect you against unexpected financial losses that you might suffer when making and selling your products. There are many different types of cover available to candle makers, from public and product liability insurance to cyber protection.

Do I need candle making insurance?

Whether making and selling candles or wax melts is your full-time occupation or you just do it as a side venture in your spare time, you’ll need insurance. Without it, you will not be covered if something goes wrong. For example, if a customer makes a claim against you because they are injured, become ill or suffer damage to their property as a result of the products you have sold them, you could face significant legal bills and compensation costs. Unless you could cover these potentially major expenses yourself, you’ll require insurance to protect your finances.

It's also important to be aware that you may be required to show proof of public liability insurance before you’re allowed to sell your candles at craft fairs, market stalls and so on.

As well as liability cover, you might need insurance to protect your premises and candle-making equipment. Accidents can happen at any time, from fires and floods to theft. Having appropriate cover in place will give you peace of mind - and should problems like these arise, you won’t be left counting the cost.

Why choose Markel for candle maker insurance?

At Markel, we have decades of experience in providing tailored cover to a wide range of small businesses and sole traders. Here are just some of the reasons to choose us for your candle business insurance.

✔ 24/7 legal advice

If you suddenly find yourself subject to a compensation claim made by a customer, you won’t want to wait for legal advice. That’s why we offer a round-the-clock helpline run by experienced solicitors.

✔ High customer satisfaction ratings

The impressive level of customer service we offer speaks for itself. Check out our high ratings on Feefo.com.

✔ No hidden fees

Our candle and wax melt business insurance is excellent value for money and when you buy from us, you won’t be hit with unexpected fees. Our pricing is fully transparent. And if you want to cancel or change a policy, we won’t impose extra costs. 

✔ Quick quotes

Getting a quote from us takes as little as 90 seconds. Simply fill in our quick and easy online form.

✔ 25 years’ experience

With more than 25 years of experience in providing business insurance, you can rely on us to give you the financial protection you need.  

How much does candle maker insurance cost?

The cost of your policy will depend on a range of factors, including the size of your business and the types and level of cover you require. At Markel, we offer candle making insurance from £5 a month*.
 
The easiest way to find out how much your insurance will cost is to get a quote. Simply provide us with some basic information about your business and we’ll tell you how much you can expect to pay.

*Price based on a candle maker requiring £50,000 of professional indemnity insurance.

Customer reviews

4.8/5

Rated 4.8 stars from 351 customer reviews at Google

Cover starting at £5 a month

Tailor your candle maker insurance in minutes with these covers

  • Public and product liability insurance

    Public liability insurance protects you against claims made by members of the public who are injured or have their property damaged as a result of the activities of your business. Our public liability cover also comes with product liability as standard. Product liability insurance for candle makers protects you against compensation claims made by third parties who are injured or suffer property damage because of a product you have made and/or sold. Choose from limits ranging from £1 million to £5 million.
     
    Example of a claim:
     
    A wax melt you sell causes a customer to develop a rash. They make a personal injury claim against you to get compensation for their injury.

  • Employers’ liability insurance

    If you employ people, you are legally required to take out employers’ liability cover of at least £5 million. This protects you from compensation claims made by employees if they become ill or are injured as a result of the work they do for you. Our employer’s liability insurance provides cover of up to £10 million.
     
    Example of a claim:
     
    A worker suffers an injury as a result of coming into contact with hot wax. They take legal action to compensate them for their injury and lost earnings.

  • Legal expenses insurance

    Legal expenses insurance covers your costs if you’re involved in legal disputes such as personal injury claims, tax enquiries, contract disputes, debt recovery cases and so on. We offer cover with a limit of £100,000.

  • Cyber insurance

    Particularly if you sell your candles or wax melts online, you may benefit from taking out cyber and data risks insurance to protect you in the event of a breach of your IT systems. This type of cover pays the cost of restoring equipment and data, meeting ransom demands, informing clients and making up lost profits. It also covers legal fees and damages that you may have to pay to third parties.
     
    Example of a claim:

    You are the victim of a cyber-attack that compromises the data of your customers, including payment details. As well as facing the costs of informing your customers of the attack, you are subject to legal action taken by the affected parties. 

  • Occupational personal accident insurance

    Occupational personal accident insurance is there to protect you if you’re unable to work because of an injury you suffer at work, or while travelling to or from work. It provides weekly payments or a lump sum, depending on the type of injury, and is designed to support your income.

  • Office and business equipment insurance

    Office and business equipment insurance covers your buildings, contents and computer equipment against accidental damage and theft while on your premises. You also have the option of extending cover for your vital equipment outside your premises.

    Example of a claim:

    The laptops and other equipment that you rely on to run your business and sell your candles are damaged in a fire at your premises, meaning you face significant costs for replacement and you suffer lost earnings until you can start operating again.

  • Directors and officers insurance

    Directors and officers insurance protects you against the costs associated with defending yourself as a director or officer of your business against allegations of wrongful acts, as well as damages that may be awarded against you. Limits range from £100,000 to £5 million.

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Frequently asked questions

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Cover starting at £5 a month

Frequently asked questions

Access exclusive services for your candle making business - included as standard

In addition to comprehensive cover, insuring with Markel means you enjoy access to unique services for your candle making business at no additional cost (when the relevant section of cover is purchased).

24 hour legal helpline  24 hour legal advice helpline

When you insure with Markel, you'll benefit from 24/7 telephone access to a qualified solicitor at no additional cost. Expert legal advice can be costly when you're working for yourself and it's difficult to know who to turn to for a trustworthy answer. Whether it's a question on health and safety, employment law, legal structures for your business or how to handle a difficult client, an experienced team of solicitors are on hand day and night to help you with any business-related legal queries. Included as standard with all policies.

Legal hub access Markel Business Hub access

In addition to our 24 hour legal helpline, you'll have access to the Markel Business Hub - an award winning online resource of legal and business guides, templates and content written and created by our team of expert solicitors. Instantly download ready-made contracts, policies, procedures and guidance you can use for your business - without paying any expensive legal fees. Included as standard with all policies.

  Fee dispute service

As every self-employed candle maker knows, customers don't always pay on time and chasing unpaid fees/invoices costs time and money. Mindful of the impact this has on your business, we offer our policyholders access to a unique fee dispute helpline operated by one of the UK's leading law firms, who will provide specialist legal guidance and support on fee dispute issues. Included as standard with public liability and professional indemnity insurance.

  Public relations crisis management service

In today's 24 hour news culture, public relations disasters can occur at any time. Having to deal with the press whilst managing a difficult situation can be hugely stressful as well as being a potential minefield. When there is a risk to your business as a result of negative press attention, our specialist public relations crisis management firm, The Counsel House, will work with you to help manage allegations of fraud, injury caused to employees or the public, and official investigations into your company's affairs. Included as standard with public liability and professional indemnity insurance, directors and officers insurance, cyber and data risks insurance and legal representation and employment disputes insurance.

Cyber response helpline

If you're the victim of a targeted cyber attack, our cyber response helpline provides access to specialist solicitors and information security experts who will give expert legal and technical IT security guidance on the issues arising from cyber and data protection risks. Included as standard with cyber and data risks insurance.

Cover starting at £5 a month

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