Recruitment consultants insurance

Specialist cover for recruitment consultants from as little as £5 a month

  • Fast, easy online quote in 90 seconds

  • Interest free direct debit

  • No hidden fees or cancellation charges

Our specialist recruitment consultant insurance can provide cover for a host of risks facing recruitment consultants, HR consultants, employment consultants and personnel consultants.

Sourcing staff for clients does not come without risks. Improper referencing checks, a candidate injuring themselves during a visit to your office or the theft of confidential client data could be disastrous for your business. Our insurance for recruitment consultants offers expert cover in a single policy that covers these risks and more.

We can help you tailor your recruitment consultant insurance online. Our simple quote system asks questions about your business activities and offers you covers that may be of interest. You can choose to buy all or just some of the covers quoted, so you will only pay for the cover you need.

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Cover starting at just £5 a month

Build your recruitment consultant insurance policy with these covers

  • Professional indemnity insurance

    Professional indemnity insurance covers the cost of defending your business against allegations of professional negligence (such as giving your client incorrect or wrongful advice) and if unsuccessful, the cost of damages awarded against you. This is vital cover for all recruitment consultants and insurance cover is available with limits ranging from £50,000 to £5m.

  • Public and product liability insurance

    Public and product liability insurance covers the cost of defending your business (including damages awarded against you if unsuccessful) if someone is injured, or their property damaged, which arises from you going about your business or supplying products. The legal fees alone could cost your business thousands of pounds. Limits range from £1m to £5m.

  • Employer’s liability insurance

    Employer’s liability insurance is a legal requirement if your business has employees. It covers your business against claims for injury or illness suffered by employees arising from their employment. If you employ other recruitment consultants, this cover is vital. Cover for £10m.

  • Directors and officers insurance

    Directors and officers insurance covers the costs of defending you as a director or officer of your company against allegations of wrongful acts and any damages subsequently awarded against you. Cover is also provided in respect of the legal costs and expenses of defending actions for disqualification as a director, investigations and extradition proceedings. Limits range from £100,000 to £5m.

  • Office insurance

    Office insurance covers your office buildings, office contents and computer equipment against accidental damage (including theft) whilst on your business premises. You can also choose to cover your business equipment (such as laptops and mobile phones) on a worldwide basis, and insure your business against loss of income and/or additional trading expenses following events such as damage to your property.

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Cover starting at just £5 a month

Frequently asked questions

  • Does the policy cover the actions of people I supply to my clients?

    No. The policy is designed to cover your professional activities as a recruitment consultant/agency and does not extend to include cover for the actions of the people that you supply to your clients.

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  • What's the difference between professional indemnity and public liability?

    Professional indemnity insurance covers against allegations of professional negligence - which means it would cover you if you were to make an error or mistake in a piece of work (such as a project or report) for a client.

    Public liability insurance is different - it covers against allegations of injury or illness caused to third parties by your negligence. This includes many of the slips, trips and falls that are associated with personal injury claims. In addition, public liability insurance covers against damage to third party property - for example, if you were to damage a client-owned laptop or smartphone.

    As they insure against different scenarios, it's important you consider arranging both types of cover to ensure you are properly protected.

  • I need to arrange insurance to start work - do you provide proof of cover?

    Yes. We provide a dedicated 'Confirmation of Liability Insurance' document (detailing the cover you have with us) as part of the documents that are emailed to you if you purchase your policy with us. You can present this document to agencies and clients as proof that you are insured.

  • What limit of cover should I choose?

    Many clients and industry bodies with regulatory requirements will require you to have a minimum level of cover in order for you to undertake a contract, so it's worth checking this before you arrange cover. If you're unsure, or it's the first time you have arranged cover, give some thought to a worst-case scenario and the likely costs involved in putting your mistake right. We offer a range of limits, so you're sure to find the right cover for your business.

  • Why should I insure with Markel?

    Established over 25 years ago, we've gained an unrivalled understanding of the risks facing professionals and our policies are specially designed to protect you.

    We're regulated by the Financial Conduct Authority and Prudential Regulation Authority, and you can view our details on the Financial Services Register. We're a division of Markel International, a Lloyd's and London market insurer that wrote gross premiums of $1.2 billion in 2014.

    Still not sure? Call us on 0845 688 2500 - one of our insurance experts will be more than happy to answer any questions you have and talk you through the insurance we offer so you can choose the right cover for your business. Alternatively, get an online quote in 90 seconds now and call us later if anything needs clarifying.

We offer specialist insurance for recruitment consultants working from home

Recruitment consultants that work from home are not immune to risks. Few, if any, home insurance policies extend to include cover for mistakes you make in your work, so it is vital you arrange specialist recruitment consultant that will properly insure your business.

Unlike many other insurers that offer the same policy for all their customers, irrespective of whether they work at home or in an office, we offer a specialist policy for homeworkers, designed to cover the specific risks facing home-based businesses. You can choose from a range of liability covers and the option of insuring your home office contents.

Specialist cover for recruitment consultants starts at just £5/month.

Cover starting at just £5 a month