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Our specialist insurance for chemical engineers has been designed to protect against the numerous risks facing contractors in chemical engineering and similar industries.
Chemical engineering is a complex and highly specialised profession, requiring technical expertise and an understanding of processes that often carry significant risk.
Whether you are working on-site at industrial facilities or consulting independently, a small error or unexpected incident could have significant consequences for your business. For example, an unexpected incident could occur during a site inspection, or there could be a misunderstanding over the scope of your advice which could lead to allegations of professional negligence.
Our specialist insurance for chemical engineers has been designed to protect against the numerous risks facing contractors in chemical engineering and similar industries, helping to safeguard your work, your equipment, and your livelihood.
Cover at a glance:
- Protect yourself from the financial risks of injury and legal claims
- Covers errors, omissions and professional negligence
- Protection for breach of confidentiality and data loss
- Public and employers’ liability available
- Legal expenses and tax investigation cover options
- Suitable for consultants and engineering firms
What is chemical engineer insurance?
Chemical engineer insurance is specialist cover for businesses and individuals who operate within the chemical engineering industry. This encompasses many different sectors, including energy, oil, gas, pharmaceuticals and water industries.
It can protect you against a wide range of scenarios – for example, if you make a mistake whilst working for a client, or accidentally injure someone whilst going about your business.
Build an insurance package that is for your business by choosing from a range of cover including professional indemnity, public liability, employers’ liability and more.
Cover starting at
£5 a month*
*Price based on a chemical engineer requiring £1 million of public liability insurance.
Why do chemical engineers need insurance?
Chemical engineers face hazards and risks on a daily basis. The specialist nature of much of the work you conduct means that the consequences of making a mistake can be significant. When this happens, your client (or another third party) may take legal action against you to recover their losses.
Our insurance policy has been designed to protect you against many of the risks you face which could otherwise result in legal action being taken against you and your company.
Example policy documents
If you have an existing policy with us, please sign in to view your policy documents.
Below you will find examples of the documents provided.
What it covers
The insurance cover available to chemical engineers can protect against the following examples:
How to arrange cover
For more information on our chemical engineer insurance, get a quote in just 90 seconds now. Alternatively, call us on 0800 640 6600 and speak to one of our insurance experts who will talk you through the cover offered and answer any queries you have.
Build a chemical engineer insurance policy to suit you
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Professional indemnity insurance
Professional indemnity insurance for chemical engineers protects you and your business against the legal costs of defending your business against professional negligence allegations.
If you are working on a contract for a client, they are likely to insist that you have professional indemnity insurance in place
Cover includes:
- Professional negligence
- Breach of confidentiality
- Libel or slander
Markel professional indemnity insurance also includes mitigation of loss cover, which pays the financial costs to avoid a claim being made against you.
Cover limits range from £100,000 to £5 million.
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Public and product liability insurance
Public and product liability insurance handles the costs of defending your business if a third party is injured, or has their property damaged, as a result of your error.
Where you are deemed liable for the injury or damage, public liability insurance also pays the cost of damages and compensation awarded against you.
If you regularly work at client premises or visit sites, you should consider this cover.
Limits range from £1 million to £5 million.
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Employer’s liability insurance
If your business has employees, employer’s liability insurance is a legal requirement. This cover protects your business against illness or injury claims that may happen as a result of their duties for your company. Should you operate in an environment where hazardous chemicals are present, this insurance is vital to cover against the risks.
Limits range up to £10 million.
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Legal expenses insurance
Commercial legal expenses insurance covers the costs of defending you as a director or officer of your company against allegations of wrongful acts and any damages subsequently awarded against you. Cover is also provided for the legal costs and expenses of defending actions for disqualification as a director, investigations and extradition proceedings. Limits range from £100,000 to £5m.
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Directors and officers insurance
Directors and officers insurance covers the costs of defending yourself – as a director or officer of a company – against allegations of negligence or wrongful acts. If damages are awarded against you, these are covered too.
Limits range from £100,000 to £5 million.
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Occupational personal accident insurance
Occupational personal accident insurance ensures you receive a weekly payment if – due to temporary total disablement – you are unable to work (subject to a 14-day deferment period).
Cover can pay a lump sum in the event of:
- Loss of hearing
- Loss of speech
- Loss of limb(s)
- Loss of sight
- Permanent Disablement
- Death
Should you suffer an accident while working and be unable to maintain employment as a consequence, having this cover can help you maintain a regular income.
How it works
Choose the cover you require
Get a quote you need in minutes
Buy online or contact one of our advisors
How much does it cost?
Insurance for chemical engineers begins from £5 per month*. Your monthly cost will change depending on the levels of cover you choose. There are no hidden costs, and no fees for cancellation. The price of chemical engineers insurance varies from business to business depending on;
- The size of your business - your turnover and whether you have any employees
- The level of cover you choose
- The value of your assets you need to insure
*Price based on a chemical engineer requiring £1 million of public liability insurance
Ready to build your quote?
Our simple quote process will help you to find the right business insurance for your individual needs.
Frequently asked questions
These frequently asked questions are designed to help you and include questions relating to policy cover, pricing and ‘technical’ terms.
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I need to arrange insurance to start work - do you provide proof of cover?
Yes. As soon as you purchase a policy with Markel, you will receive a ‘Confirmation of Liability Insurance’ document via email – along with the rest of your policy documents. This can be presented to agencies and clients as proof of cover.
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Does my insurance cover me if I work abroad?
In the majority of cases, Markel can insure you if a proportion of your work takes place abroad. When you complete the online quote form, you will be asked what percentage of your income comes from overseas. You will be notified whether Markel’s insurance can cover you.
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I work offshore – does Markel’s insurance cover this?
Markel offers a wide range of options for offshore insurance. Receive an online quote or call us on 0800 640 6600 if you would like advice from an insurance expert.
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What are the differences between professional indemnity and public liability insurance?
Professional indemnity insurance covers you and your business against allegations of professional negligence. It would protect you if, for example, you were to offer poor consultancy to a client, or made an error when conducting work.
Public liability insurance covers against allegations of illness or personal injury caused to third parties because of negligence on your part. This includes individuals injured as a result of your error and damage to property such as client-owned laptops or smartphones.
Both these types of cover insure against different scenarios, so you should consider arranging both types of cover.
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What limit of cover should I choose?
Industry bodies, clients or recruitment agencies that you are working through may specify a minimum level of cover. You may wish to check with them before you arrange cover with Markel.
If this is the first time you have arranged chemical engineer insurance, or are still unsure on your legal responsibilities to clients and employees, give some thought to a worst case scenario and what the likely cost would be to put your mistake right.
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Why should I choose Markel Direct's Insurance
Markel Direct has over 25 years of experience insuring contractors, consultants and self-employed professionals. We insure over 200,000 micro businesses and are highly rated by our customers at Feefo.com.
We are a division of Markel International, a Lloyd’s of London market insurer that wrote gross premium totals of £2.4bn in 2023
To talk about your insurance requirements and better understand our cover, call us on 0800 640 6600 or get a quick quote online.
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How are Markel Direct regulated?
Markel Direct is a trading name of Markel International Insurance Company Limited is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Find out more on the Financial Services Register.
We are a division of Markel International, a Lloyd’s of London market insurer that wrote gross premium totals of £2.4bn in 2023
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