Computer Programmer Insurance
Expect more from your insurer. Specialist computer programmer insurance from just £5 per month.
Fast, easy online quote in 90 seconds
24hr legal advice helpline and legal hub
No hidden fees or cancellation charges
Cover starting at just £5 a month
Cover starting at just £5 a month
Frequently asked questions
I need to arrange computer programmer insurance to secure a client contract – do you provide proof of cover?
Yes. When you purchase any policy with Markel, you will receive your policy documents instantly via email. These documents include a ‘Confirmation of Liability Insurance’, which can be presented as proof of cover to your client and includes all policy details.
Is my past work covered?
If you have held uninterrupted professional indemnity insurance prior to taking out a policy with us then yes, past work is covered.
However, we are unable to cover past work if you did not hold professional indemnity insurance continuously prior to arranging a policy with us.
- Never holding professional indemnity insurance before
- Previously holding professional indemnity insurance, but not renewing it
- Cancelling a professional indemnity policy during your contract
Call us on 0800 640 6600 if you need any further clarification on whether your past work is covered with our insurance.
What's the difference between professional indemnity and public liability?
Professional indemnity insurance protects you and your business against cases of professional negligence where you are liable. An example could be if you or an employee make an error while coding a piece of software, leading to a bug in the program that proves costly to a business.
Public liability insurance covers against cases of third-party personal injury or illness claims, occurring during the course of your business. These claims are covered, alongside damage to third-party property – such as client-owned smartphones or laptops.
You should consider arranging both covers as they protect against different scenarios.
What limit of cover should I choose?
Before beginning contracted client work, you may wish to check with your industry association or client whether you are required to have a minimum limit of cover.
If you have never arranged insurance cover before, a useful guide is to consider what the likely costs would be in a worst case scenario, and arranging a limit of cover that would cater to this.
We offer a variety of limits and levels of cover, giving you the option to create a insurance package based on your individual requirements.
Why should I insure with Markel?
Markel has over 25 years’ industry experience, providing cover for computer programmers and IT professionals.
With specialist knowledge of the risks you face on a daily basis, we have designed our policy to protect you and your business.
We are regulated by the Financial Conduct Authority and Prudential Regulation Authority. You can find details on the Financial Services Register.
Markel Direct is a division of Markel International, a Lloyd’s and London market insurer, writing gross premiums of £750 million ($1.0 billion) in 2017.
If you would like to learn more, call us on 0800 640 6600 and speak to an insurance expert who will assist you with any queries you have regarding the insurance we offer – and can guide you through the process of purchasing cover.
Get an online quote in 90 seconds now!
Access exclusive contractor services – included as standard
When you arrange cover with Markel, you receive access to exclusive business and legal advice, helplines and external service discounts, including:
24/7 access to a legal advice helpline manned by qualified solicitors
Access legal templates and resources with the Markel Law Hub
Support with chasing unpaid invoices with ou fee dispute service
Receive discounted IR35 contract reviews with your policy
Expert management of public relations crises with The Counsel House