Electrical engineers insurance
Specialist insurance for electrical contractors from £5 a month*
Fast, easy online quote in 90 seconds
Interest free direct debit
No hidden fees or cancellation charges
Cover starting at £5 a month
Cover starting at £5 a month
Frequently asked questions
I need to arrange insurance to start work - do you provide proof of cover?
Yes. We provide a dedicated 'Confirmation of Liability Insurance' document (detailing the cover you have with us) as part of the documents that are emailed to you if you purchase your policy with us. You can present this document to agencies and clients as proof that you are insured.
Am I covered if I work abroad?
In most cases, we can insure you if you do a proportion of your work abroad. Our quick and simple quote form will ask what percentage of your income comes from overseas and we can tell you instantly whether we can cover you or not. Alternatively, call us on 0800 640 6600 to speak to one of our contractor insurance experts.
I undertake work offshore - does the policy cover this?
We offer cover for a wide range of professions working offshore. Get an online quote now or call us on 0800 640 6600 if you'd prefer to speak to someone.
What limit of cover should I choose?
You may find you need a minimum level of cover in order to take a contract with many clients and industry bodies with regulatory requirements. It's worth checking what the level is before you arrange insurance. If this is the first time you've arranged cover, think about the likely costs involved in putting right the effects of a worst-case scenario. We offer a range of limits on insurance for electrical contractors, so you're sure to find the right cover for your business.
What's the difference between professional indemnity and public liability?
Professional indemnity insurance covers against allegations of professional negligence - which means it would cover you if you were to make an error or mistake in a piece of work (such as a project or report) for a client.
Public liability insurance covers against allegations of injury or illness caused to third parties by your negligence. This includes many of the slips, trips and falls that are associated with personal injury claims. In addition, public liability insurance covers against damage to third party property - for example, if you were to damage a client-owned laptop or smartphone.
As they insure against different scenarios, it's important you consider arranging both types of cover to ensure you are properly protected.
Why should I choose Markel’s insurance?
Markel has over 25 years of experience insuring contractors, consultants and self-employed professionals. We insure over 200,000 micro businesses and are highly rated by our customers at Feefo.com.
We are a division of Markel International, a Lloyd’s and London market insurer that wrote gross premium totals of £1.09bn in 2020.
To talk about your insurance requirements and better understand our cover, call us on 0800 640 6600 or get a quick quote online.
How are Markel Direct regulated?
Markel International Insurance Company Limited is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Find out more on the Financial Services Register.
Expect more from your electrical engineering insurer
When you take out cover with Markel, you receive these exclusive services as standard:
24/7 access to a legal advice helpline manned by qualified solicitors
A specialist cyber response helpline to help in the event of a cyber attack (included with cyber and data risk insurance)
Access to legal templates and resources with the Markel Business Hub
Receive discounted IR35 contract reviews with your policy
Expert management of public relations crises with The Counsel House