Network Engineers insurance

Expect more from your insurer. Protect your business with network engineer insurance from as little as £5 per month.

  • Fast, easy online quote in 90 seconds

  • 24hr legal advice helpline included

  • No hidden fees or cancellation charges

The ongoing maintenance and repair of IT networks is a critical task. A simple mistake could see your client’s business interrupted, costing them valuable time and money. Markel offers specialist network engineer insurance to protect your business should the worst happen.

What is network engineers insurance? 

Network engineer insurance covers IT contractors and engineers tasked with the setup and maintenance of computer networks within (or between) companies.

Our network engineer insurance is designed to protect your business against claims for a wide range of situations – such as making a mistake whilst working for your client, or someone being injured as a result of your negligence.

Why do network engineers need insurance? 

With 24/7 connectivity a must-have for businesses, the role of network engineers has many responsibilities and a lot of trust is placed in you to provide a service that’s efficient and reliable.

Whether offering helpdesk support, carrying out emergency upgrades or performing routine maintenance, the high-pressure situations that face network engineers means mistakes can happenand our insurance for network engineers can protect your business in the event of a claim.

What does network engineers insurance cover?

If you make a mistake that results in your client (or a third party) suffering a loss, you could see a claim brought against you. Examples include:

  • Professional negligence you make a mistake that results in a hardware failure and causes an interruption to your client’s business. They pursue you for their losses.
  • Data loss -a system error caused by your oversight corrupts important data. It takes a significant amount of time and money to rectify and your client takes legal action against you to recover their losses.
  • Injury caused to third parties - a member of staff injures themselves after tripping over your bag whilst you are repairing a server rack. They make a personal injury claim against you.

How to arrange cover

Get an online quote in 90 seconds now, or call us on 0800 640 6600 – one of our insurance experts will be happy to answer any questions you have, and discuss the types of cover on offer, so you’re able to decide what’s best for your business.

How much does it cost?

Network engineer insurance starts at just £5 a month. Costs vary depending on the type and level of cover you choose, and there are no hidden fees or cancellation charges if you decide to end your policy early.

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Cover starting at just £5 a month

Tailor your network engineer insurance policy with these covers

  • Professional indemnity insurance

    Professional indemnity insurance covers the cost of defending yourself and your business against alleged professional negligence (such as giving incorrect or wrongful advice, or providing services below the agreed-upon standard). If your defence is unsuccessful, cover also takes into account the cost of damages awarded against you.

    Examples of claims include:

      • Breach of contract: You’re hired to manage a network implementation to a specific deadline. The project overruns, and you are held responsible for the additional costs incurred due to the delay.
      • Negligence: You recommend a specific model of server for a client; however, it is deemed not fit for purpose after you complete the project. The client takes legal action against you to rectify the issue.

    Our policy also provides mitigation of loss cover and this pays the costs incurred to avoid a claim being made against you.

    Professional indemnity insurance is essential for network engineers and contractors, with limits ranging from £50k to £5m.

  • Public and product liability insurance

    Public and product liability insurance covers the cost of defending your business against allegations of injury caused to third parties (or damage to their property) which comes as a result of going about your business. Damages awarded against you if your defence is unsuccessful are also covered.

    Examples of claims include:

      • You damage a client’s hardware by using the wrong type of equipment to access it. The equipment needs to be repaired and they send you the bill for several thousand pounds.
      • You leave a loose cable lying across the office floor which an employee of your client trips over and injures themselves. They make a personal injury claim against you seeking compensation.

    Limits range from £1m to £5m.

  • Employer’s liability insurance

    Employer’s liability insurance is a legal requirement for a business that takes on employees. It covers your company against claims employees could make due to injury or illness suffered on the job.

    If your business has any employees, you need this cover. Limit of £10m.

  • Directors and officers insurance

    Directors and officers insurance covers the cost of defending your position as a company director against allegations of wrongful acts, as well as damages subsequently awarded against you.

    It also covers the legal costs and expenses of defending actions for disqualification as a director, investigations and extradition proceedings. Limits range from £25k to £5m.

  • Office insurance

    Office insurance provides cover for your office buildings and contents. It also covers computer equipment against accidental damage (including theft) while on your business premises. You can insure business equipment like laptops and mobile phones against accidental damage, loss and more anywhere in the world.

    Business interruption insurance is also available, which can protect your business against loss of income and additional trading expenses if an event such as a fire or flood prevents you from working in your usual premises.

  • Occupational personal accident insurance

    Occupational personal accident insurance provides a weekly payment if you are unable to work due to temporary total disablement (subject to a 14 day deferment period).

    It pays a lump sum in the event of:

    -       Loss of limbs

    -       Loss of sight

    -       Loss of speech

    -       Loss of hearing

    -       Permanent disablement

    -       Death

    This cover could help you maintain an income if you are unable to work following an accident while working on an engineering contract, and would struggle to maintain a steady income while off work.

  • Legal representation and employment disputes insurance

    Legal representation and employment disputes insurance protects your business against a wide range of issues, including:


    - Identity fraud
    - Official investigation (excluding HMRC investigations)
    - Corporate manslaughter
    - Pollution
    - Data protection

    Additionally, it pays for legal representation costs,together with any award you are required to pay, in case of an employment dispute.

    Cover has a limit of £100k.

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Cover starting at just £5 a month

Frequently asked questions

  • I need professional indemnity insurance to secure a contract - do you provide proof of cover?

    Yes. If you purchase your policy with us, you’ll instantly receive the documents via email. They include a dedicated 'Confirmation of Liability Insurance' document (detailing the cover you have with us), which you can present as proof of cover.

  • Is my past work covered?

    If you have held professional indemnity insurance uninterrupted prior to arranging your policy with us, we will be happy to cover past work.

    However, if for any reason you have not had professional indemnity insurance in place for a period of time – if you’ve never arranged it, allowed cover to lapse, or cancelled a previous policy – we won’t be able to cover past work.

    Don't hesitate to call us on 0800 640 6600 if you require further clarification.

  • What limit of cover should I choose?

    You’ll be required by many clients and regulated industry bodies to have a minimum level of cover before you can undertake a contract. Therefore, it’s worth checking before you arrange cover.

    If it’s the first time you’ve arranged cover, or aren’t sure of the details, think about a potential worst-case scenario and weigh up the likely costs involved in correcting your mistake. Markel offers a wide range of limits, so you’re sure to find the level of cover that suits.

  • What's the difference between professional indemnity and public liability?

    Professional indemnity insurance is a type of cover taken to protect you - and your reputation - against allegations of professional negligence. If you were to make an error or mistake during the course of working for a client, you would be covered for any costs sought.

    Public liability insurance is different. It’s used to cover against allegations of injury or illness caused to third parties by your negligence, including slips, trips and falls that are associated with personal injury claims. In addition, public liability insurance covers against damage to third party property such as a client-owned laptop or smartphone.

    It's important to consider arranging both types so you’re properly protected.

  • Why should I insure with Markel?

    Established over 25 years ago, Markel have a comprehensive understanding of the liabilities and risks network engineers face on a daily basis. The specialist policies available are designed to protect you and offer consideration to your personal and professional needs.

    Markel are regulated by the Financial Conduct Authority and Prudential Regulation Authority. Details of this can be found the Financial Services Register.

     

    Markel are a division of Markel International, a Lloyd's and London market insurer, whose gross premiums totalled of £750m ($1.0 billion) in 2017.

    To become a policyholder, call us on 0800 640 6600 now or get an online quote in just 90 seconds.

Access exclusive contractor services

When you purchase a policy with Markel, you get access to a number of value added services including expert advice, legal resources and specialist help (included with the relevant cover):

24 hour legal helpline  24/7 access to a legal advice helpline manned by qualified solicitors

Legal hub access  Access legal templates and resources with the Markel Law Hub

  Receive discounted IR35 contract reviews with your policy

  Expert management of public relations crises with The Counsel House

Discover more about these services

Cover starting at just £5 a month