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Our specialist insurance for translators and interpreters offers expert cover to a range of translation, interpreting and linguistic professions.
Whether you work face to face or remotely, translating and interpreting requires precision and trust.
But mistakes can happen, a misinterpreted phrase, damaged equipment, or an incident while visiting a client could leave you financially exposed.
Cover at a glance:
- Tailored and packaged insurance, built around your needs
- Includes professional indemnity and liability insurance
What is translator and interpreter insurance?
Translator and interpreter insurance is a range of different of insurance policies that cover business liabilities associated with your industry.
Claims of negligence in your work, due to a mistake that costs your client money, can be expensive if you don’t have the appropriate level of translators insurance in place. Professional Indemnity insurance (PI) is a key type of insurance that will provide cover in the event of a claim should you make a mistake in your work.
Our other relevant interpreters insurance policies that could protect your translation business include working from home insurance, public liability insurance and employers’ liability insurance, legal expenses insurance, and cyber insurance.
Cover starting at
£5 a month*
*From £5 a month price based on a translator requiring £1 million of public liability insurance.
Why do translators and interpreters need insurance cover?
Regardless of how many years’ experience you have, an unforeseen event could damage the finances and reputation of your business.
A mistake in a translation or interpretation, accidentally damaging a client’s property during a visit, or a fire or flood at your offices could halt your business continuity, which could be costly to rectify. Our specialist interpreter and translator insurance policies offer cover for your business against such risks, giving you peace of mind that you are covered and can continue working.
How do I arrange translator and interpreter insurance?
Building a tailored translator and interpreter insurance policy online is quick and easy.
Our simple quote system asks about your business activities and offers you relevant insurance policies that may be of interest. You can choose to buy all or just some of the covers quoted, so you will only ever pay for the cover you need. Click the quote button to start your quick online quotation.
Example policy documents
If you have an existing policy with us, please sign in to view your policy documents.
Below you will find examples of the documents provided.
Tailor your translator insurance with these covers
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Professional indemnity insurance
Professional indemnity insurance covers the cost of defending your business against allegations of professional negligence (such as giving your client incorrect or wrongful advice) and if unsuccessful, the cost of damages awarded against you. This cover is essential for translation and interpretation professionals, and insurance is available with limits ranging from £50,000 to £5m.
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Public and product liability insurance
Public and product liability insurance covers the cost of defending your business (including damages awarded against you if unsuccessful) if someone is injured, or their property damaged, which arises from you going about your business or supplying products. The legal fees alone could cost your business thousands of pounds. Limits range from £1m to £5m.
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Employer’s liability insurance
Employer’s liability insurance is a legal requirement if your business has employees. It covers your business against claims for injury or illness suffered by employees arising from their employment. If your business has employees, you need this cover. Cover for £10m.
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Legal expenses insurance
Commercial legal expenses insurance covers the costs of defending you as a director or officer of your company against allegations of wrongful acts and any damages subsequently awarded against you. Cover is also provided for the legal costs and expenses of defending actions for disqualification as a director, investigations and extradition proceedings. Limits range from £100,000 to £5m.
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Directors and officers insurance
Directors and officers insurance covers the costs of defending you as a director or officer of your company against allegations of wrongful acts and any damages subsequently awarded against you. Cover is also provided in respect of the legal costs and expenses of defending actions for disqualification as a director, investigations and extradition proceedings. Limits range from £100,000 to £5m.
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Office insurance
Office insurance covers your office buildings, office contents and computer equipment against accidental damage (including theft) whilst on your business premises. You can also choose to cover your business equipment (such as laptops and mobile phones) on a worldwide basis, and insure your business against loss of income and/or additional trading expenses following events such as damage to your property.
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Occupational personal accident insurance
Occupational personal accident insurance provides a weekly payment if you are unable to work due to temporary total disablement (subject to a 14-day deferment period) due to an accident at work, or when travelling to and from work. In the event of loss of limbs, sight, speech, hearing, permanent total disablement or death, a lump sum would be paid out. You should consider this cover if you would struggle to maintain an income following an accident that left you unable to work. Limits from £100/week to £500/week for temporary total disablement (£25k lump sum to £100k lump sum for permanent total disablement).
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Cyber and data risks insurance
Cyber insurance pays the costs of restoring data and equipment, informing clients, meeting ransom demands and loss of your net profit following a cyber-attack. It also pays your legal defence costs and damages you are legally liable to pay to other parties. If you hold confidential information about your clients and their projects on computers and other internet connected devices, you should consider to this cover.
How it works
Choose the cover you require
Get a quote you need in minutes
Buy online or contact one of our advisors
How much does translator and interpreter insurance cost?
The cost of your translator and interpreter insurance will be determined by your cover needs. Factors such as the size of your business, how many workers you employ and whether you operate as a sole trader, partnership or limited company will be taken into consideration. At Markel Direct, we offer translator and interpreter insurance from £5 a month for £1 million worth of public liability cover.
*From £5 a month price based on a translator requiring £1 million of public liability insurance.
Ready to build your quote?
Our simple quote process will help you to find the right business insurance for your individual needs.
Frequently asked questions
These frequently asked questions are designed to help you and include questions relating to policy cover, pricing and ‘technical’ terms.
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What's the difference between professional indemnity and public liability?
Professional indemnity insurance covers against allegations of professional negligence - which means it would cover you if you were to make an error or mistake in a piece of work (such as a project or report) for a client.
Public liability insurance covers against allegations of injury or illness caused to third parties by your negligence. This includes many of the slips, trips and falls that are associated with personal injury claims. In addition, public liability insurance covers against damage to third party property - for example, if you were to damage a client-owned laptop or smartphone.
As they insure against different scenarios, it's important you consider arranging both types of cover to ensure you are properly protected.
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I need to arrange insurance to start work - do you provide proof of cover?
Yes. We provide a dedicated 'Confirmation of Liability Insurance' document (detailing the cover you have with us) as part of the documents that are emailed to you if you purchase your policy with us. You can present this document to agencies and clients as proof that you are insured.
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Is public liability insurance necessary if I work from home?
Public liability insurance is still a worthwhile consideration, as you could face potential risks when visiting client sites. This type of cover could protect you if you accidentally caused damage to a third party during business activities or to their property.
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What type of insurance should a web designer have?
Web designers could benefit from a combination of covers, which can be tailored to your business needs. These can include:
Professional indemnity insurance: protects against claims of negligence, design errors, missed deadlines, or copyright issues.
Public liability insurance: covers claims of injury or property damage you cause to third party during business activities.
Cyber insurance: covers the losses relating to the damage to, or loss of information from networks and IT systems.
Office insurance: covers your laptop, software, hardware, and specialist kit used for your work.
Employer’s liability insurance: legally required if you have staff, contractors, or trainees. It safeguards your business against compensation claims made by employees if they are injured or become ill as a result of the work they do for you.
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What limit of cover should I choose?
Many clients and industry bodies with regulatory requirements will require you to have a minimum level of cover for you to undertake a contract, so it's worth checking this before you arrange cover. If you're unsure, give some thought to a worst-case scenario and the likely costs involved in putting your mistake right. We offer a range of limits on insurance, so you're sure to find the right cover for your business.
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Why should I choose Markel Direct's Insurance
Markel Direct has over 25 years of experience insuring contractors, consultants and self-employed professionals. We insure over 200,000 micro businesses and are highly rated by our customers at Feefo.com.
We are a division of Markel International, a Lloyd’s of London market insurer that wrote gross premium totals of £2.4bn in 2023
To talk about your insurance requirements and better understand our cover, call us on 0800 640 6600 or get a quick quote online.
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Is web designer insurance worth it?
By ensuring you have the appropriate level of cover in place, you’ll have peace of mind knowing that you’re covered against potential damage to your business, your reputation, and your personal finances arising from potential claims.
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How are Markel Direct regulated?
Markel Direct is a trading name of Markel International Insurance Company Limited is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Find out more on the Financial Services Register.
We are a division of Markel International, a Lloyd’s of London market insurer that wrote gross premium totals of £2.4bn in 2023.
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