Counsellors and therapists insurance decision tree

Whether it’s holistic therapy, alternative therapy or psychotherapy, mistakes and accidents can happen. The result of this could have a significant impact on your business, costing you thousands of pounds in legal fees and compensation payments.

Examples of claims include:

• A client alleges that a number of counselling sessions has not had the desired results they wanted. They take legal action against you to recoup their loss.
• While visiting your premises, a client slips on a rug and breaks their wrist. They take legal action, seeking compensation for their injury. This leaves you with hefty legal fees and compensation costs

This cover is usually considered essential protection for counsellors against a wide range of claims, and may be a requirement of your industry association. Limits are available from £1m to £5m

So use our decision tree to work out which types of business insurance cover might be suitable for your business and protect you against potential risks. The decision tree includes many different insurance covers like public liability insurance, professional indemnity insurance, directors and officers insurance and more.

This article is provided for information purposes only and should not be used to make key business/life decisions. Always speak with a professional to discuss your individual circumstances.